Current Cryptocurrency News as of November 13, 2025: Bitcoin Maintains Above $100k, First XRP ETF Launches in the US, Traditional Banks Integrate Cryptocurrencies, Institutional Investors Remain Confident, Overview of the Top 10 Popular Cryptocurrencies.
Bitcoin Holds Above $100k Amid Macro Optimism
Following a rapid increase in recent months, the flagship cryptocurrency Bitcoin (BTC) is sustaining six-figure levels. As of the morning of November 13, BTC is trading around $105,000, having retraced from its August peak (~$124,000), yet remaining significantly higher than the levels observed at the beginning of the year. The market capitalization of Bitcoin stands at approximately $2.1 trillion (about 58% of the total cryptocurrency market capitalization), confirming its dominant role. Investors note that the end of the prolonged government shutdown in the United States has boosted market confidence: the Senate approved a budget agreement, putting an end to the 41-day suspension of government operations and alleviating uncertainty. Additional positivity was sparked by the initiative of "tariff dividends" – President Donald Trump proposed to direct revenues from import tariffs towards one-time payments to citizens ($2000 each). These measures heightened expectations that liquidity influx and economic stabilization will sustain demand for risk assets, including Bitcoin.
Analysts observe that BTC now has a path towards breaking new highs if it can confidently surpass the nearest significant resistance around ~$110,000. Overall, sentiment surrounding Bitcoin remains predominantly optimistic. Many investors are viewing BTC as "digital gold" and a hedge against inflationary risks, particularly in light of potential easing monetary policies from major central banks.
Ethereum and Leading Altcoins: Consolidation After Growth
The second-largest crypto asset, Ethereum (ETH), is demonstrating stability following its summer rally. ETH is holding steady around $3,550, which is below its all-time high ($4,890 in 2021), yet confirms Ethereum's strong market position. Ethereum still makes up ~12% of the total market capitalization (~$420 billion) and remains the foundational platform for smart contracts, decentralized finance (DeFi), and a multitude of blockchain applications. Institutional interest in ETH is bolstered by the ecosystem's development and demand from major players: recently launched spot ETFs for Ethereum in the US have simplified investor access to this asset. Although Ethereum funds recorded outflows in recent weeks (as some investors took profits following price growth), long-term sentiment surrounding Ethereum remains positive.
Numerous leading altcoins, after a vigorous rise in early autumn, have transitioned into a consolidation phase. Investors are reassessing risks and partially locking in profits, resulting in a heterogeneous performance among the largest coins. Nevertheless, specific projects are showing resilience and even growth due to their own news drivers. For instance, the token of the decentralized exchange Uniswap (UNI) surged over 20% this week after the team proposed implementing a fee (which would make the token deflationary), although it later retraced from its local high. Overall, the altcoin market remains volatile: many coins fluctuate in the range of 5–10% over the week, reacting to technological upgrades, new partnerships, and regulatory decisions.
Traditional Finance Embraces Cryptocurrencies
The crypto industry is gaining increasing support from traditional financial institutions. This week marked a significant event: the American bank SoFi announced the launch of a cryptocurrency trading service for its clients. SoFi became the first bank in the US to offer direct purchase, sale, and custody of digital assets, including Bitcoin, Ethereum, and Solana. Bank executives noted that the decision was made possible by the clarification of regulatory rules – earlier in the spring of 2025, the Office of the Comptroller of the Currency (OCC) officially permitted federally chartered banks to provide crypto services. Following this guidance and growing customer demand, several large banks are beginning to explore opportunities for working with digital assets. The launch of crypto services by SoFi is a crucial step in integration: retail investors can now access the crypto market through familiar banking applications, significantly expanding the market audience.
Furthermore, SoFi announced plans to launch its own stablecoin (a digital dollar tied to USD) and implement blockchain technologies in its credit and payment products. Experts anticipate that SoFi's example will encourage other banks to enter the cryptocurrency market. Concurrently, traditional investment companies continue to launch new products: exchange-traded funds (ETFs) and trusts for crypto assets are emerging in various countries, ranging from Bitcoin and Ethereum to entire baskets of altcoins. Such activity from financial organizations indicates that cryptocurrencies are increasingly perceived as a legitimate asset class that traditional banks and funds are willing to work with.
Regulation: Legislative Initiatives Post-Shutdown
The regulatory environment surrounding cryptocurrencies continues to improve, gradually removing previous barriers. The conclusion of the budget crisis in the US has positively impacted not only investor sentiment but also revitalized lawmakers. A new comprehensive bill for regulating digital assets is making progress in Congress. This week, the Senate Agriculture Committee presented the Crypto Market Structure Bill, proposing clear rules for the industry. The bill aims to delineate the powers of regulatory bodies: the Commodity Futures Trading Commission (CFTC) would be granted oversight of crypto exchanges and derivatives, while the Securities and Exchange Commission (SEC) would focus on tokens that may be regarded as securities. The objective of this initiative is to ensure market transparency and investor protection while not stifling innovation.
The US administration is also demonstrating support for the fintech sector: preparations are underway for the so-called New Structure Bill aimed at modernizing the financial system, where the crypto industry could play an important role. Similar trends for integrating cryptocurrencies into the legal framework are being observed in other countries. For example, the Central Bank of Brazil recently extended anti-money laundering (AML) and counter-terrorism financing (CTF) requirements to crypto companies and services. In the European Union, the unified MiCA regulations are coming into force, and their phased implementation in 2024–2025 is already stimulating activity among licensed crypto exchanges in Europe. Overall, regulators worldwide are rapidly developing rules for digital assets – this reduces market uncertainty and attracts more conservative participants.
Institutional Investors and Capital Movements
Large investors are maintaining interest in cryptocurrencies, although mixed trends in capital flows are observed in the short term. Following record inflows in the summer, a correction occurred in the autumn: over the past two weeks, digital investment products recorded a total outflow of approximately $1.1 billion, primarily from Bitcoin and Ethereum funds, as part of the investors opted to take profits after the price increases. According to CoinShares, around $900 million was withdrawn from Bitcoin-focused funds and about $400 million from Ethereum funds in the past week. However, not all segments are showing outflows: on the contrary, XRP-focused funds attracted roughly $28 million in the same week, indicating a redistribution of interest toward alternative assets with practical value.
Overall, the total market capitalization of the cryptocurrency market remains around $3.6 trillion, about 5% higher than the November lows, indicating a gradual return of buyers. Institutional players are actively using market dips to increase positions. Reportedly, large holders ("whales") recently acquired about $200 million worth of Cardano (ADA) tokens during a price decrease, showcasing confidence in the project's long-term prospects despite delays in the ADA ETF launch. Funds that have already been launched are also continuing to attract capital: after a pause at the beginning of the month, spot Bitcoin ETFs in the US are again recording slight net inflows (~$1.2 million over the last day as of November 12), indicating a stabilization of sentiment.
Institutional interest is also extending to various other assets. Today, the first spot ETF on XRP (managed by Canary) is launching in the US, and heightened demand for this instrument is expected – the total assets under management for such XRP ETFs could exceed $800 million in the initial days. Additionally, new ETFs focused on Solana have emerged in the US market, which are also beginning to attract capital. The activity of such products, coupled with participation from public companies (for instance, MicroStrategy regularly increases its Bitcoin reserves), confirms that the institutional segment has firmly established itself within the crypto sphere and continues to expand.
Market Sentiment and Forecasts
The sentiment in the cryptocurrency market as mid-November approaches can be characterized as cautiously optimistic. The "fear and greed" index for Bitcoin and major altcoins has risen from a state of fear into the zone of moderate "greed," reflecting a dominance of cautious optimism without signs of extreme euphoria. Market participants are encouraged by a combination of favorable factors – from signals of monetary policy easing to positive regulatory news and the integration of cryptocurrencies into the traditional financial sector. At the same time, experts warn of the risks of short-term volatility: the rapid growth in prices in recent weeks has been accompanied by surges in liquidations on derivative markets, reminding us of the fragility of the current balance.
Investors will continue to closely monitor the actions of regulators and key macroeconomic indicators (such as inflation and interest rate data). Much will depend on these factors regarding whether the current recovery will translate into sustained market growth by the end of the year. Many analysts retain a positive outlook and foresee a potential retest of Bitcoin's historical highs in the coming months, provided current trends continue, although the consensus suggests that the upward path will be accompanied by increased volatility.
Top 10 Most Popular Cryptocurrencies
As of the morning of November 13, 2025, the top ten largest and most popular cryptocurrencies by market capitalization are as follows:
- Bitcoin (BTC) — the first and largest cryptocurrency. BTC is currently trading around $105,000 after a correction from its August peak; its market capitalization is approximately $2.1 trillion (≈58% of the entire market).
- Ethereum (ETH) — the second largest cryptocurrency and leading platform for smart contracts. ETH is priced around $3,550, which is significantly above last year's levels; capitalization stands around $420 billion (≈12% of the market).
- Tether (USDT) — the largest stablecoin, pegged to the US dollar at a 1:1 ratio. USDT is widely used for trading and transactions; its market capitalization is around $150 billion, with its price consistently holding near $1.00.
- Binance Coin (BNB) — the native coin of the largest crypto exchange Binance and the base token of the BNB Chain network. BNB is priced around $950, close to its all-time high; capitalization is approximately $140 billion. Despite legal pressures on Binance, the token remains among the leaders due to active usage on the platform and in DeFi.
- Ripple (XRP) — the token of the Ripple payment network for cross-border transactions. XRP is trading around $2.50; its market capitalization is estimated at around $130 billion. Legal clarity regarding XRP's status in the US (Ripple's victory in the SEC dispute) strengthened investor confidence and allowed the token to maintain its place among leading assets.
- Solana (SOL) — a high-performance blockchain platform for decentralized applications. SOL is holding around $160 per coin (capitalization ~$80 billion), having retreated from peak levels of $200 reached earlier this year. Interest in Solana is supported by the growth of its ecosystem and the emergence of investment products (ETFs) focused on this asset.
- USD Coin (USDC) — the second-largest stablecoin, backed by dollar reserves (issued by Circle). USDC's price is strictly maintained at $1.00; capitalization is around $60 billion. USDC is widely used by institutional investors and in DeFi due to its transparency and regular auditing of reserves.
- Cardano (ADA) — a blockchain platform developing with a scientific approach to development. ADA is currently priced at around $0.70 (capitalization ~$25 billion) after retracting from recent local highs of around $1.00. Cardano is attracting attention with plans to launch an ETF for this token and an active community that believes in the project's long-term growth.
- TRON (TRX) — a platform for smart contracts and decentralized applications, particularly popular in Asia. TRX is trading around $0.30; market value is ~ $28 billion. TRON maintains its position in the top 10 largely due to the use of the network for issuing stablecoins (a significant portion of USDT circulates on the Tron blockchain) and the ongoing development of its ecosystem.
- Dogecoin (DOGE) — the most well-known meme cryptocurrency, originally created as a joke. DOGE is holding near $0.18 (capitalization ~$30 billion), supported by its loyal community and occasional celebrity attention. Despite high volatility, Dogecoin continues to rank among the top ten coins, showcasing remarkable resilience in investor interest.
