However, regardless of how impressive these figures may be, the number of investors on the exchange accounts for only about 6.5% of the total population of Russia, and in reality, this percentage is even lower, as one investor can have an unlimited number of open brokerage accounts.
The Central Bank has created an "investor profile."
In 70% of cases, the investor is male. Although it has been proven that female investors tend to be more cautious regarding risk and often achieve higher returns, particularly over the long term. The average age of an investor is between 30 and 42 years, whereas just recently, this figure was 25 to 35 years. Interestingly, interest in investments is higher among young individuals aged 18-24 than among those aged 30-40. This indicates that modern youth are taking a sensible approach to personal financial planning—focusing on savings and future retirement. Among those who are "nearing retirement," only 12% are considering investments.
The typical residence of an average investor is a large city. Most accounts—75%—have a balance of up to 10,000 rubles. This breaks the stereotype that investing is only for the wealthy and that there is no point in investing small amounts in the market. Furthermore, the average man invests more than the average woman, with men aged 40-60 accounting for more than half of all assets. Simply put, older individuals are bringing more money to the market, yet their share in the market is smaller.
Most of those who invest have permanent full-time employment (for them, investing is an additional source of income). They typically have higher education, with 36% occupying managerial positions. Thus, overall higher education certainly influences the interest in finance and investments.
Only one in five individuals understands investments; the majority—61%—possess superficial knowledge, and 21% do not understand investment concepts at all. This is related to the introduction of investor categorization. Currently, only 4% of investors hold the status of "qualified," while another 14% plan to obtain it.
Only 10% of all investors have specialized education. Therefore, it does not matter whether you are a doctor, lawyer, or agronomist; anyone can be an investor.
