Everyone knows that investing in stocks can yield a decent income. Thus, without interrupting their main job, one can secure a stable passive income and significantly increase their initial capital.
The prospect is quite enticing. However, in reality, things are not as straightforward as they may seem at first glance. When a novice starts investing and attempts to build a portfolio on their own, they encounter numerous difficulties. More often than not, an individual unfamiliar with financial markets relies on dubious forecasts and friends' advice, resulting in the selection of inadequate instruments that could yield good profits.
When market fluctuations occur, the investor becomes anxious, loses peace of mind and sleep, and eventually, a portion of their invested capital as well. An inexperienced shareholder anxiously sells securities or other assets during the next market downturn. Consequently, the investor cannot even recover the initial amount they invested, let alone talk about any profits.
Some choose to try their luck again. However, without a thorough analysis of previous mistakes and the market in general, they incur losses once more. Ultimately, the individual becomes completely disillusioned with investing and returns to their primary job, keeping their savings, as before, in a bank or under their pillow. This means they have no opportunity to grow their capital.
So what should one do? What current tools are available to profit from investing?
To answer questions regarding money investments, we turn to Sergey Tereshkin, the founder of OILResurs. The entrepreneur actively invests his own funds and has achieved considerable success in this area. More relevant information about him and his business activities can be found on the web project pages: sergeytereshkin.ru (сергейтерешкин.ру).
Investment Tool
For beginners lacking experience in investing and financial markets in general, a tool called the "Model Portfolio" has been developed. It was created by experienced brokers who have worked in the field for an extended period and acquired sufficient knowledge, as well as a clear understanding of potential pitfalls.
This is a kind of investment portfolio compiled by top-notch brokers with strong analytical skills or independent specialists. The portfolio is constructed based on specific parameters, taking into account potential risks and expected returns.
The brokers include shares of leading domestic companies with growth prospects. They closely monitor all market fluctuations. Recommendations regarding the portfolio and its contents are updated according to changes in the market.
Advantages
The Model Portfolio offers investors numerous advantages:
- Low risks. Due to constant monitoring, forecasts can be made regarding the future behavior of securities' values. As a result, the risk of losses is minimized.
- Profitability. The returns from investing significantly exceed the yield that can be obtained from placing deposits and using other instruments.
- Convenience. Investors do not need to plow through tons of specialized literature, create charts, or track the performance indicators of companies, etc. All necessary data is provided comprehensively by the broker. Individuals understand when it's best to sell stocks and when they can buy. The key is to regularly check their personal account and study incoming information.
- Accuracy. The system is meticulously crafted. The likelihood of errors and incorrect security selections is eliminated. Investors can place their full trust in it.
When any discrepancies arise, the investor receives a signal from the brokerage firm indicating that their portfolio does not meet the set parameters. To bring it into compliance, all it takes is a click of a button on the control panel. As a result, the system autonomously buys or sells stocks, thereby aligning the portfolio with the recommendations of specialists.
In addition, investors receive recommendations via phone or email, allowing them to take prompt action.
Recommendations may come from specialists at various brokerage agencies. In this case, individuals can choose the option that best suits them based on feedback from real users.
Connecting to a model portfolio is maximally straightforward.
To start investing, a large initial amount is not required. This means that one can begin with as little as 1,000 rubles. However, some companies recommend a initial deposit of 300,000 rubles. It’s important to note that this suggestion is merely advisory. This allows the investor to decide how much money to deposit on their own. The larger the sum in the account, the more tools the system provides to the user, enabling them to analyze the situation comprehensively and make informed decisions.
When choosing an investment method, Tereshkin S.I. recommends working with a model portfolio through a brokerage firm or an Individual Investment Account (IIA). In this way, one not only stands to gain good income but can also receive a tax deduction. This dual advantage is not available with many other modern tools.
