... The Bank of Russia will factor in the exchange rate when proceeding with further easing to ensure that a weakening ruble does not spike inflation. Following a brief drop, the stock index quickly recovered, and bond yields had already accounted for the rate decrease. The initiated easing cycle generally creates favorable conditions in financial markets. Lending and Mortgages An extended period of high borrowing costs has significantly stalled loan growth in Russia, a fact acknowledged by the Central Bank ...

... share a fixed income. When Bitcoin mining difficulty reaches record highs, as it did prior to the recent recalibration, the share of each miner declines, thereby reducing profitability per unit of hash. The opposite scenario occurs with falling hash rates: decreased competition enhances the odds of remaining miners receiving rewards. Energy Efficiency of Equipment. The latest ASIC devices with low energy consumption (J/TH) can mine BTC at lower costs. Outdated equipment, which consumes more electricity ...

In 2025, the Russian car market expects a significant decline in sales volumes - according to AVTOVAZ forecasts, the market may shrink by 21-30%. The reasons for the decline are the growth of the key rate, fluctuations in the ruble exchange rate and a decrease in consumer activity. In the article, we analyze how these factors will affect the Russian economy, the auto industry and the availability of cars for buyers. The Decline of the Russian Automotive Market and Price Indexation for Cars in 2025: ...

... can be felt in everyday life. Here is how it affects the financial aspects we face: Loans and mortgages. When the key rate rises, banks raise rates on mortgages and consumer loans. This means that loans become more expensive, and vice versa, when the rate decreases, loans become cheaper. Deposits. When the key rate is high, banks offer more favorable terms on deposits to attract funds. This provides an opportunity to earn on deposits, since interest rates on them also increase. Prices for goods and services....

... look at how it works. 1. Raising the key rate and inflation When the Central Bank raises the key rate, loans for banks become more expensive, and they, in turn, increase interest rates for businesses and households. This leads to several consequences: Decreased consumer demand: Higher rates make loans, including mortgages and consumer loans, less affordable. As a result, people spend less, and demand for goods and services decreases. Increased savings: When interest rates are high, deposits and savings become more attractive because ...