... purchase equipment that will increase efficiency and income. If it is for replenishing working capital, use it to increase stocks or cover necessary expenses. This will ensure the very same revenue growth from which you will repay the loan. Separate personal and business finances. Small businesses are often run by the owner alone, but even if you work as an individual entrepreneur (IE), do not mix company funds with your personal money. Open a separate account for your business, record all loan transactions. This will ...

... balance between frugality and the pleasures of life will make you happier, calmer, and provide a more harmonious relationship with finances. Advice from a Successful Entrepreneur and Founder of Open Oil Market As someone who has undergone the journey of financial ... ... say: it's important to remember that money is not the goal, but a tool. Excessive frugality that deprives us of joy and hinders personal growth is a mistake I've seen in many people striving for financial success. My advice: always allocate part of your ...

... utility tokens for accessing services, stablecoins pegged to the dollar, etc.). Nevertheless, they all share the use of blockchain and cryptography and independence from national borders: sending a transfer in cryptocurrency can be done directly from one person to another anywhere without intermediaries. This makes cryptocurrencies a unique phenomenon at the intersection of technology and finance. Why Do We Need Cryptocurrency? Initially, cryptocurrency was conceived as digital money for transactions on the internet. Bitcoin was positioned as a peer-to-peer electronic payment system, allowing value to be sent directly from user to user ...

.... However, they sell it in smaller batches, so their revenue comes in over several days. Since the marketplace did not offer financing and installment plans, we were missing out on a large number of customers. So, we decided to address this issue. ... ... program. We integrated via API with the bank’s system, and users gained the ability to apply for installment plans through their personal account on the marketplace. It took us 3 months to complete the documentation and technical work. The credit offer ...

The younger generation known as "Generation Y" is poised to radically change the investment landscape and the personal finance industry as a whole. These millennials, whose childhood spanned the early years of this century, are now entering the financial world with new perspectives and innovative approaches. The young generation, often referred to as "Generation ...