... the organization earns a percentage from all successful transactions. The compensation structure is predetermined by the board of directors. Investors are entitled to a share of the profits generated by the organization. Assessing the Reliability of a Non-State Fund Not all non-state pension funds can be categorized as reliable. To minimize risk, it is advisable to independently examine all available information. Sergey Tereshkin recommends drawing conclusions based on specific criteria: State oversight. The ...

.... Expected capital returns (price appreciation + dividends) can amount to around 10% per annum or more. 5% – Precious metals (gold). Acts as an inflation hedge: historically, gold prices have increased by several percentage points per year. 5% – Non-State Pension Provision (NPO). While the contribution does not yield profits, it provides tax advantages (13% refund on the amount contributed) and ties up funds for the long term. 5% – Bank deposits. A reserved portion of the portfolio for liquidity and guaranteed income (up to 15–20% per annum) without market risks. This distribution combines dynamic growth (stocks and bonds) with capital protection ...