... of high interest rates. Find out how to prepare for possible changes and intelligently adapt your financial plans. Changes in Mortgage Programs: What Does the Suspension of Family Mortgages Mean? Why Are Mortgage Changes So Important for Borrowers? Mortgages remain one of the most sought-after financial products in Russia, particularly for families looking to improve their housing conditions. Recent changes in mortgage programs from major banks, such as VTB and Sberbank, have raised concerns among many Russians, especially following the temporary suspension of the ...

The average size of approved mortgage loans for suburban housing in Russia reached 5.679 million rubles, which is 52% more than the 2023 level. The main factors were preferential programs, rising land prices and construction. How government support affects the mortgage market, and what prospects await Russians in the ...

... important strategy for individuals looking to secure current conditions and minimize future risks. Amid an unpredictable economy, people are increasingly choosing housing, and mortgages remain one of the key tools for achieving this goal." Thus, the mortgage market in Russia remains resilient despite high rates and inflation. People continue to take out mortgages due to fears of ruble devaluation, the desire to lock in rates, the availability of government support, and the aim to improve living conditions. Real estate ...

... issuer is obligated to return the nominal amount to the owner. On this page Read: ~8 min In this article, you will learn the basic concepts of bonds and get answers to key questions... ... types of bonds available in the Russian market (government OFZ, municipal, corporate, mortgage, subordinated, and other structured bonds) and what to look for when choosing... ... Bonds? Subordinated bonds are a special type of bond that are mainly issued by banks in Russia. They have a lower priority of payment: senior debts are serviced first, and...

... a significant decision by lowering the key interest rate to 18%. This event marks the beginning of a new cycle of monetary policy easing. Economists and financial market experts anticipate that this measure will stimulate lending growth, improve the mortgage market, and negatively impact inflation in Russia. What are the implications of this rate cut for Russia's GDP and the Central Bank's forecasts for 2025? In this article, we will examine how this decision will affect economic stabilization, as well as analyze current macroeconomic indicators and ...