The suspension of family mortgage programs by large banks such as VTB and Sberbank has caused concern among potential borrowers. In this article, we will examine the reasons for such changes, their impact on housing affordability, and what prospects await the mortgage market ...

The average size of approved mortgage loans for suburban housing in Russia reached 5.679 million rubles, which is 52% more than the 2023 level. The main factors were preferential programs, rising land prices and construction. How government support affects the mortgage market, and ...

Contrary to expectations, the Russian mortgage market is growing despite high interest rates. Why do Russians continue to take out mortgages even in the face of inflation and the risk of ruble devaluation? In this article, we examine the key reasons — from the desire to protect savings ...

... On this page Read: ~8 min In this article, you will learn the basic concepts of bonds and get answers to key questions about investing in them. We will explain the types of bonds available in the Russian market (government OFZ, municipal, corporate, mortgage, subordinated, and other structured bonds) and what to look for when choosing a specific issue. Additionally, we will clarify the role of the bond issuer and the main risks (market price fluctuations, liquidity, issuer default) associated with ...

... a significant decision by lowering the key interest rate to 18%. This event marks the beginning of a new cycle of monetary policy easing. Economists and financial market experts anticipate that this measure will stimulate lending growth, improve the mortgage market, and negatively impact inflation in Russia. What are the implications of this rate cut for Russia's GDP and the Central Bank's forecasts for 2025? In this article, we will examine how this decision will affect economic stabilization, as ...