... different tools that can provide investors with decent returns while also presenting minimal risk. Sergey Tereshkin identifies the following: defensive stocks; income stocks; commodities; distressed companies. These tools align well with the objectives of low risk and good returns. To make informed investment decisions, it is important to explore each one in greater detail. Defensive Stocks Defensive stocks represent a reliable means of investing. This term also refers to defensive securities. This category ...

... a possible intensification of the trade war in the second half of the year. Additionally, in Japan, domestic politics have taken the spotlight: ahead of elections for the upper house of parliament (set to take place on Sunday), the ruling coalition risks losing its stable majority. This political uncertainty, coupled with persistently low inflation (~3% in Tokyo against a target of 2%), is causing the yen to remain under pressure, hovering around ¥148 per dollar, close to multi-year lows. Nevertheless, the Japanese Nikkei 225 index finished Friday with a rise of about 0.4%, banking ...

... with risk ratings. For instance, bonds are assigned credit ratings that indicate their reliability – from the highest AAA to lower grades – and it is wise for investors to pay attention to the issuer’s rating. A high rating usually signifies a low risk of default on the bond. Another example is that exchange-traded funds (ETFs) are often classified according to risk level on a scale (such as from 1 to 7), where 1 represents the safest investments and 7 denotes those with the most volatility. Overall,...

... that may interest you: useful materials for investors. What Types of Bonds are There? In the Russian market, several main types of bonds can be distinguished: Government bonds (OFZ). Issued by the Ministry of Finance. They carry virtually no default risk, as they are guaranteed by the state. Usually have low yields. There are also regional and municipal bonds issued by local authorities in the Russian Federation. Corporate bonds. Issued by private companies and banks. The risk of these bonds is higher than that of government bonds, but they typically ...

... Example Portfolio Distribution To illustrate, here is a sample diversified portfolio for 1 million rubles focusing on capital growth (horizon 10+ years): 30% – OFZ and government bonds. Provide reliable coupon income (approximately 15% per annum) with low risk. 30% – Corporate bonds from large issuers. Yield higher income (for example, 15–20%) and balance risk through creditworthy companies. 25% – Stocks. Funds are allocated between domestic "blue chips" (Sberbank, Norilsk Nickel, Yandex,...