Investment Portfolio - 90% of Investors Are Wrong! How to Diversify Your Portfolio Properly Investment Portfolio - 90% of Investors Are Wrong! How to Diversify a Portfolio Properly Do you want to protect your investments from risks and increase profitability? In this video, I will ...

... during high inflation, cash quickly loses value. Thus, simply holding all assets in cash over the long term is unwise – investing them in productive ventures is essential. Defensive instruments usually comprise a smaller or larger portion of each investor's portfolio based on their investment strategy. If high risks are not appealing to the investor, they tend to emphasize such stable assets. A more conservative approach generally means a larger proportion of gold, bonds, and cash equivalents in the portfolio....

... effective when each asset class is further diversified. For instance, an equity portfolio should encompass several segments of the stock market, including energy stocks, technology stocks, healthcare stocks, and so forth. The same holds true for a crypto portfolio. However, many investors believe that simply adding Bitcoin to their portfolio is sufficient. They argue that Bitcoin embodies everything that cryptocurrency has to offer. Consequently, instead of embracing a diversification plan for their crypto portfolio, they direct ...

... bonds and deposits. However, if your goal is capital growth, you might consider including more volatile assets like stocks and startups. Participation in pre-IPO projects, such as Open Oil Market, can also be an interesting option for diversifying a portfolio with a long-term growth perspective. 2. Include Stocks from Different Industries Stocks are one of the most popular assets for diversification. Investors often allocate their investments among stocks of companies from various sectors, such as energy, finance, technology, and consumer goods. For example, you may include shares of major Russian companies like Sberbank or Lukoil in your portfolio,...

... they are less relevant for beginners. Real estate requires substantial sums and patience, and its liquidity is low over a 1–3 year horizon. Gold and currency are more convenient for savings. The share of currency and precious metals depends on the investor's risk appetite. A moderately risky portfolio may include 5–15% gold and 10–20% currency assets (USD/EUR bonds or deposits) for hedging against ruble risks. This reduces overall portfolio volatility through "safe" imported assets. Diversification and Currency Risk Diversification ...