... government bonds, effectively contributing to the country's economy. It serves as a useful tool for long-term investments and retirement savings. In choosing this earning methodology, it is essential to be aware that one individual can own only one Individual Investment Account. Investors may withdraw their funds at any time, but doing so prematurely disqualifies them from claiming tax deductions. Advantages Individual Investment Accounts offer numerous benefits: Ease of use. No extensive training or significant experience is ...

... Serguei Tereshkin identifies the following disadvantages: An abundance of fraudsters. The opportunity to receive funds from completely unfamiliar individuals overseas has led to an increase in dishonest entrepreneurs attempting to profit from naive investors. Transferring money to such individuals can result in a total loss of investments. Risk of insufficient funding. There is always a possibility that a startup may not raise the necessary capital for a full launch. In such a case, the investor may not receive profits and could potentially ...

... an investor can provide valuable insights and elevate the establishment, there’s a risk they may decide to take control and impose their views at any moment. Conversely, entrepreneurs with no grasp of the restaurant sector are generally not ideal investors. Such individuals may demand their money back before the establishment even begins to generate any income, displaying little interest in resolving issues. However, the most troubling situations arise when an investor is a relative, friend, or acquaintance. ...

... thematic platforms. To choose the most suitable option, each of these avenues should be examined in detail. Russian Business Angels Community The Russian Business Angels Community is a serious organization that assists in attracting capital from private investors. With its support, one can not only find an individual willing to invest funds but also obtain a wealth of useful information. Community managers can prepare projects for investment sessions. Simultaneously, the organization imparts knowledge that cannot be found elsewhere, particularly concerning ...

... the profile of the average Russian investor: their preferences, behavior, and trends in the investment landscape. This article provides insights into the characteristics that define savvy investors in today's economy. Last year, a record increase in individual investors was recorded on the Moscow Exchange. Currently, approximately 10 trillion rubles are stored in brokerage accounts. Low interest rates on deposits, the depreciation of the ruble, and an increase in financial literacy are all driving people to ...