... many things - from the cost of loans for the purchase of products to the ability of customers to pay for raw materials on time. With a low key rate, it is easier for businesses to attract funds for scaling and promptly solving financial problems. A high rate, on the contrary, complicates access to financing, which can slow down development. For example, against the backdrop of a high key rate, many companies begin to postpone their investments, as loans become too expensive. This affects the demand for ...

... bank securities for investors. 4. Long-term Consequences of High Key Rate The Central Bank's high key rate, set to curb inflation, temporarily boosts the profitability of banking operations. However, this phenomenon may be short-lived, as perennial high rates can negatively affect lending and slow down economic growth in the country. For banks, this means increased credit risks, as high rates may hinder some clients from meeting their debt obligations. The Future of the Banking Sector: Consolidation ...

... high interest rates. Why do Russians continue to take out mortgages even in the face of inflation and the risk of ruble devaluation? In this article, we examine the key reasons — from the desire to protect savings to government support. Find out how high rates affect the housing market and why real estate remains an attractive investment for many. Why Russians Continue to Take Out Mortgages Despite High Interest Rates? Concerns About Devaluation and Increased Housing Demand The increase in mortgage ...

The increase in the key rate to 21% has created serious challenges for the IPO market in Russia, forcing many companies to postpone their plans to enter the stock exchange. In this article, we will consider how the high rate affects capital raising, what it means for investors and issuers, and what prospects await the market in the near future. Find out what to expect from the Russian stock market in the context of rising rates and macroeconomic instability. IPO in ...

... stability: the dollar exchange rate on the Moscow Exchange remained around 77–79 rubles. This outcome was anticipated, as the easing of policy had already been factored into market expectations. Previously, the ruble was supported by a combination of high rates, export revenues, and squeezed imports, contributing to inflation control. In the second half of the year, experts expect a moderate weakening of the ruble as imports recover and export revenues drop. The narrowing interest rate differential diminishes ...