When selecting an investment tool, it is crucial to diversify risks. This involves allocating funds across various sectors. For example, one can invest in fixed assets. In this case, the money is invested for a long term, with the primary goal being income generation. When selecting an investment tool, it is crucial to diversify risks. This involves allocating funds across various sectors. For instance, one can invest in fixed assets. In this case, money is invested for an extended period, with ...

... economy and citizens. First, it reduces the real purchasing power of the population: even if nominal incomes are increasing, prices are rising faster, and people can afford fewer of the same goods. This is particularly hard on retirees and those on fixed incomes, as their earnings are effectively devalued. Second, high inflation creates economic uncertainty: businesses cannot accurately plan investments and expenses, raising the risk of project losses. The central bank must increase the key interest rate ...

... million in a single asset. It is sensible to allocate the total amount across different classes (deposits, bonds, stocks, gold/currency). This reduces risk and smooths returns. The main principles of diversification include: Diverse Instruments: a mix of fixed income (deposits, bonds) and risk assets (stocks, funds). Diverse Currencies: rubles plus foreign currencies. When the ruble declines, foreign assets (and gold) can offset losses. Liquidity: part of the portfolio (deposits, OFZ) should be quickly convertible ...

... usually included in the business expenses, thereby reducing taxable income. Simply put, interest paid to the bank can reduce the income tax (within the limits established by law). This partially compensates for the cost of borrowed funds. Formation of a business ... ... The funds raised will have to be repaid in any case, even if the business encounters difficulties. Monthly loan payments are a fixed burden on the budget. If revenue falls or unforeseen expenses occur, there is a risk of delays and an increase in debt. ...

... Premium Selling options allows you to earn a premium, which makes this approach attractive to traders, especially in stable markets. Option sellers are obligated to fulfill the contract if the buyer exercises their right, and the premium becomes their fixed income. Example of a Premium Earning Strategy: If a trader believes that the market will remain stable and prices will not change significantly, they can sell Call or Put options. If there is no significant movement, option buyers will not exercise their ...