... in the financial sector. Fintech companies develop and implement innovations that make fast transfers, access to investments and loans, online insurance and other financial products possible without traditional bank intermediation. The main areas of fintech include payment systems, lending, investment platforms, insurance technologies (insurtech) and financial risk prevention systems. Fintech is important for the economy, as it makes financial services more accessible and convenient for the population, and also opens up new opportunities ...

... direction for corporate venture funds. Results are already apparent: oil and gas companies are financing industrial startups (robotics, digital twins), major IT holdings are launching accelerators for B2B SaaS solutions, and venture divisions of banks are investing in local fintech and regtech products. Simultaneously, an increasing number of Russian teams are seeking growth beyond their borders. Some startups are pivoting towards neighboring markets or the Middle East, where investor interest is higher. Companies from Kazakhstan,...

... new rounds and supporting the growth of promising companies. The return of mega funds and major institutional investors not only intensifies the competition for the best deals but also instills confidence in the industry for continued capital influx. Investment Diversification: Fintech, Climate, Biotech (and Even Crypto) on the Rise In 2025, venture investments are being distributed across an increasingly broad range of industries, moving beyond artificial intelligence alone. After last year's slowdown, there is a noticeable ...

... funds, new money from corporate and governmental sources flows into the system. All of this opens up more opportunities for startups to attract investment, although competition among investors for quality projects is also increasing. Diversification of Investments: Fintech, Climate, Biotech, and Other Sectors on the Rise In 2025, venture investments are being distributed across an increasingly broad range of industries, moving beyond the dominant AI direction. After the downturn of the previous year, there is a ...

... and other deals have sharply raised valuations of many companies. In the first half of 2025 alone, several dozen new unicorns (valued at over $1 billion) emerged, with some quickly reaching "ultra-unicorn" status (over $5 billion). Record investments in AI, fintech, biotech, and other innovative niches confirm a resurgence of investor confidence in promising technologies. Return of Mega Funds: Large Investors Refill the Market with Capital The largest investment players are triumphantly returning to the ...