... expenses on health, education, and leisure are added to the standard categories. Correct distribution of family funds taking into account the interests of children will help avoid budget overload and will give children a sense of care and attention. Plan the main expenses for children. This may include not only the purchase of clothes and toys, but also expenses on education, sports, and developmental sections. Keep in mind that children grow up and their needs change, so it is important to plan a budget based ...

... business this is one of the decisive factors. Prepare a high-quality business plan. This is especially important if the loan is taken out to develop a new project or significant expansion. The business plan should clearly describe the purpose of the loan, planned expenses and a forecast of financial results (income, profit) after investing the funds. A competent, well-reasoned calculation will show the bank that you understand the market and your prospects, which means you will be able to repay the debt. Add a ...

... on the MTS ecosystem. What investors should pay attention to: Rising interest expenses: MTS is facing increasing debt servicing costs, which is putting pressure on net income. Investors should take this factor into account and analyze how the company plans to reduce interest expenses in the future. Ecosystem strategy: MTS is actively expanding its product ecosystem, which attracts and retains customers, but also requires investment. A steady increase in the number of ecosystem customers and revenue growth in this area indicate ...

... should be based on clear goals and a healthy approach. Rules of Money Saving Budgeting: Identify your income and expenses to understand where you can cut costs. Avoiding Impulse Purchases: Always analyze the necessity of a purchase before making it. Planning Major Expenses: Determine the necessity and appropriateness of significant expenditures in advance. Utilizing Discounts and Promotions: However, do not forget about the quality of the product. When Does Saving Become an Obsession? Excessive frugality can lead ...

... production of agricultural goods. Advantages of UAT: Low tax rate. The UAT has a tax rate of 6% on the difference between income and expenses. Simplified reporting. Agricultural enterprises under UAT are exempt from profit tax and VAT (except for VAT on imports).... ... dependence. Due to the seasonal nature of agricultural activities, income and expenditure fluctuations can complicate tax payment planning. 5. How to Choose the Right Tax Regime To select the optimal taxation regime, entrepreneurs should consider several factors: ...