... corrected downward by the beginning of 2025). Currencies (Dollar/Euro). Holding part of the funds in a strong currency is another means of diversification. Currency deposits currently yield approximately 2–5% in foreign currency, while foreign government bonds yield 3–6% (in dollars/euros). The primary risk is fluctuations in the ruble exchange rate. If the ruble strengthens, dollar deposits will return with a loss in rubles. However, if the ruble falls, foreign assets provide additional income. Alternatives. The risks and ...

Investing in dollar bonds is an excellent way not only to preserve but also to grow your capital. It is one of the best types of investments that enjoys popularity among both legal entities and individuals. Investing in dollar-denominated bonds is an excellent way not ...

... investor that they will ultimately realize a profit; this is out of their control. Devaluation. Bonds are issued in rubles, meaning payouts can only be received in the national currency. During devaluation, it's generally more beneficial to hold assets in dollars or euros. Inconvenience. To recover nominal value and make a profit, it is crucial not to lose the certificate. The bond must be retained until the time of payment. Low Liquidity. Selling the securities on the secondary market for even the nominal value can be quite challenging. There is limited demand for the document. Therefore, if funds are urgently needed, it may ...

... elevated values compared to previous years, indicating expensive dollar liquidity. This monetary policy suppresses the influx of speculative capital into risk assets, including cryptocurrencies, but simultaneously enhances the attractiveness of the dollar as a safe-haven asset. For dollar-pegged stablecoins, the high-interest rate presents a dual scenario: on the one hand, stablecoins do not produce returns when held, theoretically decreasing their attractiveness compared to, say, Treasury bonds or bank deposits. On the other hand, stablecoin issuers, by investing reserves in high-yield short-term bonds, achieve substantial profits, enhancing the financial stability of their tokens. In 2024, Tether Ltd, the issuer of USDT, demonstrated ...

... stability of the US government debt has a significant impact on other countries, including Russia. For Russia, the high level of US debt could create both challenges and opportunities. If the Trump administration begins to actively issue government bonds to finance the debt, this could weaken the dollar and cause fluctuations in the currency markets. For Russia, this could be an opportunity to strengthen its international economic ties and reduce dependence on the dollar in trade relations. A weakening US currency could also have a positive effect ...