... Economists note that while the temporary increase in deposit yield is appealing to clients, in the long term, such a strategy may negatively impact the stability of banks due to the increased cost of capital and constraints on lending volumes. 3. Impact on Bank Profits Despite the high yields on deposits, the financial results of several banks are already showing a decline. The net profit of banks such as Sovcombank and MKB has significantly decreased. Sovcombank reported a profit drop of more than 50% compared ...

Sberbank continues to demonstrate strong results in 2025, as confirmed by its financial reports for the first quarter. The bank's net profit amounts to 859 billion rubles, reflecting a high level of return on equity and a successful asset management strategy. This article will discuss key financial indicators, including earnings per share and dividend payments for shareholders. We will ...

MTS Bank reported a 7.5% increase in net profit for the first 9 months of 2024, reaching RUB 11.9 billion. A significant increase in interest and commission income, as well as high operational efficiency, strengthen the bank's position and increase its attractiveness to investors. Find out more ...

... and their ability to capitalize on market volatility. However, experts note that key challenges will persist in 2025: Potential economic slowdown amidst high interest rates. Increased competition in retail banking. Regulatory changes that may impact banks' profitability. Commentary from Sergey Tereshkin, CEO of Open Oil Market «The results of the largest U.S. investment banks underscore the importance of adapting to changing conditions. The growth in interest income and asset management activity demonstrates ...

... that even difficult times will be without a crisis. Competent financial planning helps to turn a loan from a burden into a development tool. Ideally, the loan taken should pay off - that is, the funds invested in the business will bring an increase in profits, exceeding Alternative ways to finance a business A bank loan is far from the only way to raise money for a business. Depending on the situation and goals, other financing instruments may be suitable for an entrepreneur. Let's consider some alternative options that are worth keeping in mind: Leasing. Leasing ...