Investing is the art of choosing and managing capital wisely. In this guide, I will share the basic principles of choosing reliable investments, avoiding common mistakes, and creating a stable income even in the Russian economy. Learn about various assets, from stocks and bonds to real estate, and their advantages. Plus, I will tell you how participating in pre-IPO projects, such as Open Oil Market, can open up new opportunities for you. ...

.... However, after some time, the stock values stabilized, leading investors to seriously consider investing in more stable companies led by individuals who do not seek sensationalism or fleeting fame. Currently, only promising enterprises can provide stable income. Achieving good returns in a short time frame is challenging. Constant price fluctuations have largely negated speculative trading on the market, contributing to its stabilization, while simultaneously hindering the possibility of quickly profiting ...

... capital. There are several key strategies that can help mitigate an investor’s financial risks to an acceptable level: Diversification – spreading funds across various investments to ensure that the decline in value of some assets is offset by the income of others. Defensive instruments – investments in stable assets (such as bonds, gold) that retain value during market crises and serve as a “safe harbor” for capital. Stop-loss orders – using specific sell orders to liquidate assets when their prices drop to a certain threshold, effectively limiting ...

... world of investments and manage your funds effectively. What are investments and how to start investing: A complete guide for beginners Why is it important to invest? Investments play a vital role in creating financial independence and ensuring a stable income. Regardless of your goal - to save for the future, create passive income or simply increase your savings, investments can become your reliable tool. In this article, we will analyze what investments are, what types of them exist and how to start ...

... in fees from banking card transactions and payment services; however, the impact of last year's high base and a slowdown in business activity in the second quarter limited total fee growth. Overall, the robust growth of interest income combined with stable fee income confirms the resilience of Sber's diversified business model. Operating Expenses Under Control Sber's management continues to keep expense growth in check, maintaining a high level of operational efficiency. For the first six months of 2025, operating ...