... 3–8%). Government-supported subsidy programs continue to support housing loans, but their impact is no longer as vast as during the period of double-digit mortgage growth. Demand for new housing loans has cooled against a backdrop of high borrowing costs and rising real estate prices. It is anticipated that the reduction in interest rates will gradually revive all segments of the credit market. By the end of the decade, the Central Bank forecasts a speed-up in the growth of the loan portfolio: total crediting for the economy (companies + households) may rise ...

... April 2024, a planned halving occurred – reducing the reward from 6.25 BTC to 3.125 BTC per block. This halved the base income of miners, instantly raising the breakeven threshold for equipment. Such shocks can only be offset by increases in prices or reductions in operational costs. Network Difficulty and Hash Rate. These parameters dictate how many miners must share a fixed income. When Bitcoin mining difficulty reaches record highs, as it did prior to the recent recalibration, the share of each miner declines, thereby reducing ...

... of 45 billion cubic meters of gas per year and an LNG plant with a capacity of 13 million tons per year. How this benefits the company: Increased production volumes: This allows meeting the growing demand for LNG in both domestic and foreign markets. Cost reduction: The new equipment lowers gas processing costs, making the product more competitive. Export potential: Increased LNG production opens new markets in Europe and Asia. 2. Infrastructure Development What is being done: The company is investing ...

... revenue of $8.08 billion for the quarter (moderate growth of ~7–8% year-on-year). Commentary: For PayPal, key indicators will be transaction volume growth and active accounts. The company is undergoing a transformation under new leadership, focusing on cost reductions and competition (notably from fintechs and Big Tech). Investors need to see signs of accelerated financial performance growth—such as margin improvements or substantial transaction volume increases. If the report indicates an EPS outperformance ...

... rubles, 65% higher than the H1 2024 level (approximately 572 billion rubles). The gross margin rose from ~19.5% a year ago to ~31% in the current period, indicative of a recovery in the basic profitability of the gas business. The main factor for the reduction in cost of sales was the decrease in expenditures in the gas sector. Direct costs for gas extraction and delivery dropped by ~20% year-on-year. This was influenced by several factors: firstly, the abolition of the increased mineral extraction tax (MET) for ...