... depreciation and ensuring capital growth. In this article, we will explore the main legal instruments for ruble investments: their returns, risks, liquidity, and tax features. Readers will learn about deposits, bonds, stocks, funds, as well as tax advantages (IIS, NPO, IZH) and examples of a diversified portfolio. Ruble Deposits and Bonds Bank Deposits. Simple and reliable ruble deposits provide a return of approximately 12–20% per annum (depending on the bank and term). The risks are low since deposits ...

... platforms in Russia to help you make an informed choice. 1. Tinkoff Investments Features: Convenient and intuitive interface, a wide range of assets, including stocks, bonds, ETFs and funds. Pros: Mobile application, analytical materials, access to IIS (individual investment account) with the possibility of tax deduction. Cons: High commission on certain types of transactions. 2. VTB My Investments Features: One of the largest platforms, offers access to a wide range of securities and funds. Pros: ...

... operate around the clock). However, spreads and fees can be significant. Taxes: Transactions involving digital currencies are subject to PIT at a rate of 13% (up to 2.4 million rubles in income) and 15% above this limit. Individual Investment Account (IIS) The IIS is not a separate investment instrument but a special brokerage account with tax benefits. Through the IIS, one can purchase bonds, stocks, funds, etc. The main advantage is tax deductions and/or exemption from PIT if the account is maintained ...

... предложения давит на котировки Глобальный нефтяной рынок находится в понижательном тренде. Альянс ОПЕК+ возобновил наращивание добычи во II квартале (суммарно около +1 млн баррелей в сутки к июню), что усилило давление на цены. По данным Reuters, нефть Brent подешевела примерно до $60 за ...

... silo-based ICBMs, each carrying a single warhead). These missiles have been on combat duty since the 1970s, and their replacement with a new system, Sentinel (previously known as GBSD), is planned for the coming years. Ohio-class submarines with Trident II D5 ballistic missiles. 14 American strategic submarines carry the majority of deployed warheads. Each Trident missile can carry multiple nuclear warheads. By the early 2030s, the US Navy plans to introduce a new generation of submarines—the "Columbia" ...