... presented by those who have experienced all the "pleasures" of this instrument and has identified its strengths and weaknesses, incorporating his personal analysis as well. Thus, the advantages of investing in Sberbank bonds include: Safety. The issuer of these securities is a subsidiary of a state financial institution, which is the largest in the country. Variety. The bank offers several options for acquiring bonds, and the range of underlying assets may be of interest to the investor. Taxes....

... will retain a specific percentage from the investor. The discount depends on the financial status of the company, typically averaging between 10-15%. However, in some cases, it can reach 50% or more. Subsequently, the bank forwards the notes to the issuer, who will then need to redeem them, allowing the financial institution to earn a significant amount. Additionally, according to Sergey Tereshkin, banking certificates should not be overlooked. They come in savings and deposit forms. The former ...

... bank deposits, especially in times of high key interest rates. Corporate Bonds: Suitable for investors willing to accept a small amount of risk. Corporate bonds from reputable companies, such as Gazprom or Rosneft, can offer high yields, provided the issuer is thoroughly analyzed. Advantages: Fixed returns and predictability. Government bonds are protected at the state level, making them less susceptible to risks than bank deposits. 2. Real Estate Investments: Protection Against Inflation and Stable ...

... transactions to avoid dependence on the U.S. currency and reduce the impact of sanctions. Putin characterized this situation as "a terrible foolishness" on the part of the U.S., pointing out that undermining trust in the dollar by its own issuer could lead to its gradual weakening. Prospects for a Unified BRICS Currency The possibility of creating a unified BRICS currency is one of the most discussed topics in international economics. The BRICS bloc consists of five of the largest emerging ...

... During a crisis, their demand typically increases, leading to lower yields. Corporate bonds. While they offer higher yields compared to government bonds, they also come with higher risks. When selecting corporate bonds, it's important to consider the issuer's credit rating. Floating-rate bonds. These may be appealing in a rising interest rate environment, as their yields will increase alongside market rates. Real Estate Real estate is a protective asset that can retain its value in times of inflation....