... far removed from the rosy pictures painted by imagination or advertised by financial institutions. To understand the state of the deposit market, several factors must be considered: Reliability. When investing money in a commercial bank, there is a risk of complete loss of funds. In recent years, several dozen financial structures have declared bankruptcy, and this trend continues. Therefore, all depositors risk never seeing their money again. In contrast, deposits in state banks pose a minimal risk of loss, as depositors are protected by an insurance system....

... access to investments and loans, online insurance and other financial products possible without traditional bank intermediation. The main areas of fintech include payment systems, lending, investment platforms, insurance technologies (insurtech) and financial risk prevention systems. Fintech is important for the economy, as it makes financial services more accessible and convenient for the population, and also opens up new opportunities for business. Main areas of fintech Mobile and online payments are applications ...

... comments on the dollar and a potential BRICS currency highlight the growing importance of economic independence for developing nations. When the financial influence of the U.S. can directly impact other countries, there’s a need to explore alternative financial tools. For industries like oil and gas, diversifying currency risks can be a strategic advantage. At Open Oil Market, we’re closely monitoring these developments, as adapting to these changes is crucial for resilience and growth in the global market." Putin’s recent statements underscore the growing concern ...

... like the United States and the Eurozone, while China and some emerging markets maintain a dovish monetary policy to stimulate economic growth. Global Imbalances Rising public debt: Many countries continue to borrow to support their economies, creating risks for financial system stability. Trade balance deficits: Major import-oriented economies, such as the United States, remain vulnerable to fluctuations in currency markets. Capital Markets Stock Markets High volatility is expected in 2025, linked to uncertainties ...

... and Moscow in Alaska instead of new sanctions, and the softening stance of leading central banks (the US Federal Reserve and the Bank of England). Additionally, attention is directed toward alarming signals of deflation in China and epidemiological risks, as well as the outcomes of corporate reports from several major companies. Russian investors are closely monitoring domestic events: financial reports from local companies and the dividend situation. US and Russia: A Meeting Instead of Sanctions The sanctions ultimatum is postponed in favor of negotiations: At the last moment, Donald Trump abstained from the promised harsh sanctions ...