... approach. Losing private keys to a wallet results in losing access to the coins. Software errors or hacker attacks on smart contracts can also lead to financial losses. The aforementioned dangers should not completely deter one from working with digital currencies, but they cannot be ignored. A prudent approach entails risk assessment and management: avoiding putting all funds into one cryptocurrency, using secure services, and implementing protective measures (hardware wallets, two-factor authentication, etc.). Thus, cryptocurrency is a tool with a high risk level,...

... payment is still in effect (in place since 2021), and authorities plan to introduce significant fines for transactions in digital currencies starting in 2026 (for individuals — starting from 100,000 rubles; for companies — starting from 700,000 rubles).... ... to develop blockchain technologies while simultaneously controlling the circulation of private crypto assets and minimizing risks to the financial system. Institutional and Corporate Investors in the Market Major institutional players continue to expand ...

... economy. 7. Expectations and Forecasts The Central Bank often bases its decisions on economic forecasts, assessing potential risks and prospects. Forecasts regarding inflation, economic growth, employment, and other indicators help the Central Bank make ... ... both internal and external conditions. The Central Bank carefully monitors inflation, economic growth, labor market situations, currency fluctuations, and the global economy. Understanding these factors allows for a more informed perspective on the Central ...

... whose rates fluctuate constantly, Tether's price is fixed around $1. This allows USDT to be used for holding funds without the risk of volatility, facilitating the swift movement of dollars between different cryptocurrency exchanges and DeFi protocols, ... ... Ethereum for “dollars” and vice versa, without leaving the blockchain's confines. Many exchanges use stablecoins as the base currency for trading pairs – for instance, instead of quotes in USD or EUR, altcoins are priced in USDT. Thus, Tether plays ...

... significantly advantageous compared to a regular account. Foreign Instruments Diversification is possible through foreign assets: foreign ETFs, bonds, stocks. They provide access to global markets and other currencies. However, such investments carry currency risk (fluctuations in the ruble exchange rate) and may be subject to sanction restrictions. Income from foreign dividends/coupons is also taxed at a PIT rate of 13%. Risks, Profitability, and Taxation Profitability: Short-term ruble investments typically ...