... dream for many people. However, not everyone has the financial means to make it a reality. Banks are often very reluctant to allocate funds for such projects, categorizing them as high-risk. For financial institutions, it is much more beneficial to lend to companies that already have stable profits and a loyal customer base. Opening a café or restaurant is a dream for many individuals. However, not everyone has the financial capacity to make it happen. Banks are often reluctant to provide funding ...

... Even in the event of a financial institution's closure, the fund will reimburse depositors' money. Terms. Some financial institutions offer favorable conditions for investment only over extended periods. This is because the deposited money is used for lending. Consequently, attracting deposits for three months or less is simply unprofitable and unfeasible for financial institutions. Interest Rate. Banks are prepared to pay up to 18% per annum on deposits in rubles, although in most cases, the rates ...

... reading may boost investor confidence in Japanese equities and the yen, indicating economic resilience. A decline could suggest potential headwinds for Japan’s export-reliant economy. China New Yuan Loans (October) — Tentative Release China’s lending data is crucial for assessing liquidity in the world’s second-largest economy. High levels of new loans suggest robust economic activity, which can support commodities markets, especially metals and energy, due to China’s role as a top consumer....

... growth in value. For example, Russian companies Sberbank, Gazprom, and Lukoil often attract the attention of investors. Bonds Bonds are debt securities issued by companies or the government to raise capital. When you buy a bond, you are essentially lending money, receiving a fixed income in the form of interest. Real Estate Real estate has traditionally been a popular asset for investment in Russia. It provides a stable rental income and potential for value growth. Investment Funds and ETFs Funds ...

... sufficient capital buffer, this allows the bank to simultaneously support growth and provide generous dividends . Dynamics of Interest and Fee Income Net interest income increased by 18.5% year-on-year to 1.674 trillion rubles, driven by the expansion of lending volumes and the rise in asset yields amidst increasing market rates. The bank effectively capitalized on the period of high rates, boosting income from asset placements while optimizing funding costs; as a result, the group’s net interest margin ...