... market just before 2017, branding them as IOS. These securities were aimed at attracting investors and raising additional capital. The yield of these securities is linked to specific parameters, including: exchange rate of the national currency; indices; product quotes; interest rates, etc. Upon redemption at the end of the term, investors are guaranteed the repayment of the securities' cost. This means one can preserve capital while also earning a return, the magnitude of which may vary significantly ...

... considerable profits. Features of Long-term Investing Long-term investments can be broadly categorized into financial and real investments. Financial investments involve putting money into currencies, stocks, options, etc. Real investments focus on production, agriculture, employee training, and similar areas. Investments can also be classified by the project's development stages. They can be completed, where the project has been fully implemented, or incomplete, where the final objective has yet ...

... dramatically within their first few years. Only a few survive. Preference should go to stocks of companies with at least a decade of successful history, such as Coca-Cola or Mercedes. People will always drink their beverages and drive reliable cars, whereas products like pagers quickly became obsolete. When selecting securities for investment, one should consider whether they would like to become a full and sole owner of the enterprise. In other words, investments should be made only in companies in which ...

... the Volume of Investments Before investing in a company's fixed capital, it is essential to assess the viability of the investment. This considers the size of accumulated funds and their rate of return, which is calculated based on output and internal production. Investments in a company's fixed capital are significant not only for the enterprise itself but also for the economic situation of the country as a whole. This is particularly true for large enterprises that pay taxes monthly and contribute ...

... remain vacant. The profitability of food establishments exceeds 15% annually. Stores and Supermarkets Stores and supermarkets also belong to the category of highly liquid real estate. Retail spaces provide stable income, particularly those selling food products, consumer goods, cosmetics, and more. The annual yields for these properties range from 4% to 7%. Nursing Homes Nursing homes represent another category of commercial real estate suitable for investment. Such facilities are already quite popular ...