... (income ~18-20%), 25%—stocks and ETFs (heightened risk, potentially high returns), 15%—P2P loans (income ~15-20%). This portfolio aims for greater returns through stocks and P2P while still allocating some funds to conservative instruments. Additionally,... ....g., 10-15% in cryptocurrencies or high-risk funds) for those willing to tolerate sharp fluctuations. However, to begin with, investors should study basic instruments and not invest everything immediately in speculative assets. Conclusions for the Investor ...

... reliable assets. Limitation on Portfolio Diversification Opportunities Foreign assets provide opportunities for broad diversification, helping to reduce risks associated with any specific market. With restricted access to foreign securities, retail investors will become more dependent on the Russian economy and national companies, increasing the risks in their investment portfolios in the event of internal economic instability. How Will This Affect the Russian Stock Market? Reduction of Capital Outflow Abroad By limiting access to foreign assets, the Central Bank creates conditions for capital to remain within the country,...

... should be based on an analysis of the offering conditions, the issuer's financial indicators, and the overall market situation. A balanced approach and sound assessment will enable the use of SPOs as one of the effective tools in shaping an investment portfolio. Thus, secondary share offerings serve as a link between business financing needs and investors looking for new investment opportunities. With a proper understanding of all SPO details, they can contribute to the growth of companies and offer investors promising long-term positions in the stock market.

... Hedging Utilize hedging tools like options and futures to minimize losses amid volatility. The year 2025 is likely to be a turning point for the global economy. Slowing growth rates, persistently high inflation, and geopolitical instability require investors to adopt a strategic approach in portfolio formation. BlackRock emphasizes that the key to success will be diversification, an emphasis on sustainable development, and working with instruments that can protect capital in heightened risk conditions. Investors willing to navigate these ...

... Institutional and Retail Investor Interest Both institutional and individual investors stand to benefit from Bitcoin’s move into mainstream finance. Large institutions now have a bank-vetted, regulated vehicle to gain Bitcoin exposure within their portfolios, lowering the barrier for pension funds, endowments, and corporations to consider crypto as a diversifier or hedge. At the same time, retail investors will enjoy greater accessibility. An ETF from a household-name bank means everyday investors can buy Bitcoin through a standard brokerage account without dealing with crypto exchanges or digital wallets. This simplicity greatly lowers the barrier ...