... significantly reduce the tax burden on entrepreneurs and investors, enhance investment returns, and facilitate effective tax planning. In Russia, a range of incentives is available that can benefit both small and medium-sized businesses, as well as individual ... ... popular tax regimes for small businesses. STS offers two tax rates: 6% on revenue or 15% on the difference between income and expenses. Entrepreneurs can choose the most suitable option based on their business structure. Additionally, reduced rates are ...

... Bitcoin Corp. necessitated adjustments. In 2023–2024, Hut 8 has sporadically sold small volumes of BTC to cover operational expenses (for instance, in March it sold approximately 61 BTC out of 88 mined). Nevertheless, the majority (~70%) of production ... ... cycles: instead of a panic sale of large volumes at the market bottom (as some did previously), companies are attempting to plan sales at relatively favorable price levels and use alternative financing tools. This softens the potentially negative impact ...

... Construction costs: Inflation and rising prices for construction materials escalate home building expenses, which directly affects the amount of loans requested. Economic Instability: Impact of inflation: Rising prices of goods and services compel Russians to plan for larger expenses on housing. Weakening of the ruble and increases in the Central Bank's key interest rate raise loan costs, although preferential programs mitigate this effect. The Role of Government Programs in Market Development Government preferential mortgage ...

... available for servicing short-term obligations even under adverse conditions. As an entrepreneur, I see credit overheating as a serious challenge for businesses. In a situation where interest rates are rapidly rising and access to credit is becoming more expensive, it is crucial to approach borrowed funds with caution. Yes, borrowing can be a powerful lever for growth, but it also carries significant risks, especially if businesses rely on it without proper planning. It is especially important not to succumb to the temptation of taking loans for short-term gains. I am convinced that sustainable growth is only achievable with a balanced debt load, a prudent approach to investments, and maximizing the use ...

... important, but accumulating without a clear purpose can lead to dependency. Determine what you are saving for—be it a vacation, purchasing property, or professional development. This will help reduce anxiety levels and make saving a conscious process. Plan Expenditures for Leisure and Entertainment Include expense items for entertainment and leisure in your budget. Regularly allocate funds for things that bring joy, such as going to the movies, outdoor trips, or evenings with friends. These expenses help maintain a balance between saving and enjoying life....