... Collective investing is a model in which the funds of numerous investors are pooled into a single portfolio managed by a professional management firm. This approach allows even those with limited capital to access a diversified set of assets – stocks, bonds, and other securities – by participating in a large fund. Professional managers oversee the combined capital of investors, aiming to enhance investment growth while optimizing the balance between returns and risks. Main Types of Collective Investment ...

... reserves, banks may reduce lending volumes or tighten borrower requirements, which can affect the growth rates of their profitability. Investors should consider that due to the additional reserves, short-term profits of banks might decline. Opportunity for Bond Purchases. Since banks will direct part of their funds towards creating reserves, there may be an increase in the issuance of bonds to attract additional capital. This could create new opportunities for bond investors. Portfolio Diversification. ...

... growth rates. Asset Classes: What to Expect in 2025? 1. Equities Growth is anticipated in the technology, healthcare, and consumer goods sectors. Emerging markets such as India are expected to yield better returns due to accelerated economic growth. 2. Bonds A steady demand for high-quality corporate bonds is expected. Conversely, government bonds may be less attractive due to low yields. The primary risks include inflation and geopolitical instability. 3. Commodities Prices for energy resources are ...

... significant impact on the cost of servicing the national debt. When the borrowing rate rises, the interest burden increases, and the budget funds allocated to repay the debt become more significant. With rising rates, the cost of paying interest on bonds and other debt instruments increases, which reduces the funds available for other budget programs. As a result, a significant portion of budget revenues is directed to servicing the accumulated debt, aggravating the situation and creating a vicious ...

... speculate about investment instruments. The situation changes almost weekly, resulting in entrepreneurs needing to regularly reassess assets, including securities, currencies, and more. According to Sergey Tereshkin, during the trade war, only sovereign bonds of developed economies may remain reliable. If an agreement is reached, it will allow traders to consolidate their previous strategies and create something new based on them, enabling investors to allocate their funds and generate profits. Investment ...