... RUB, 1 USDC would be about 80 rubles). In real trading, there can be slight fluctuations in the USDC price around parity (for instance, $0.99–$1.01), but overall, the price of USD Coin remains steadily pegged to $1. USDC is issued on the Ethereum blockchain (ERC-20 standard); however, this is not the only option for its deployment: currently, USD Coin is available on 19 different blockchain networks (including Algorand, Solana, Polygon, and others) to enhance accessibility and transaction speed....

... unique features of this new financial instrument. Digital Financial Assets: What They Are and Why They Matter to Investors Digital Financial Assets (DFAs) represent electronic rights to a variety of assets, bolstered by innovative technologies such as blockchain. Unlike cryptocurrencies, DFAs are governed by Russian legislation and can be associated with tangible assets, including financial obligations and securities. This regulatory framework positions them as a promising option for diversifying and ...

... faster, more cost-effective cross-border payments. Currently, international settlements involve high costs and time delays due to multiple intermediaries and jurisdictional regulations. Token-based solutions can help bypass these constraints by using blockchain or other decentralized systems. Core Challenges of Tokenization Despite its advantages, tokenization presents several challenges that must be addressed: Regulatory Frameworks and Standards Compliance Effective tokenization requires a comprehensive ...

In recent years, many investors have primarily focused on the development of new technologies, cryptocurrencies, and blockchain as a whole. However, there are those who are cautious about investing their money in questionable instruments. Especially given that there are currently enough assets that allow capital growth with significantly lower risk. Over the past few ...

... its government backing. For now, however, CBDC projects are in pilot stages, and Tether enjoys a temporary first-mover advantage in the market. Technological risks for Tether also include vulnerabilities in smart contracts (e.g., hacking risks on the blockchains where USDT is issued) and risks associated with the networks it operates on. USDT exists on several networks—Ethereum, Tron, Binance Chain, etc. If a technical failure or an attack occurs on one of the popular networks (say, Tron), this ...