... attempting to win back lost customers. The owner has the flexibility to choose the optimal location for the establishment rather than settling for an existing spot. In formulating the concept, the owner can opt for an upscale restaurant with higher prices and service levels or target the mass market by opening an affordable café with high foot traffic and minimal markup. Investment in an Existing Establishment Tereshkin recommends that newcomers purchase an existing establishment that already has ...

... related to oil and gas exports, as well as Russian banks' access to international settlements. Federal Reserve Rates: An increase in interest rates by the U.S. Federal Reserve could intensify capital outflow from emerging markets, including Russia. Oil Prices: Fluctuations in oil and other commodity prices may affect the country's currency inflows. Conclusion Following Trump's inauguration, the ruble may face volatility; however, long-term prospects remain relatively stable. In the context of global ...

... more accessible. Deferred Demand for Mortgages. Many borrowers will need to postpone their property purchases until the situation stabilizes. This, in turn, may affect the real estate market, where reduced demand could lead to a slowdown in housing price growth. What Should Borrowers Do Amid Changes in Mortgage Programs? Plan Purchases Considering Increased Rates. Before taking out a mortgage under standard terms, it’s important to carefully evaluate your financial capabilities. Consider different ...

... pronounced than in others, but the trend is clear. Asian countries are demonstrating the highest GDP growth rates. According to experts, the likelihood of a global recession is gradually decreasing. This is due to economic stimulation in China, rising asset prices, and the prudent policies of central banks in many countries, among other factors. All of this contributes to the acceleration of global economic growth. As a result, individuals are accumulating disposable income that can be wisely invested, thereby ...

... weeks. This allows government agencies to swiftly manage liquidity. The share of securities sold on the market annually currently amounts to nearly 2.5 trillion rubles. Non-residents occupy about one-third of the market. However, the decline in oil prices and imposed sanctions have negatively impacted placement volumes. An auction for the sale of OFZs can either be successful or not. In this regard, there is no difference from any other trades. If the lot price does not satisfy the seller, they ...