... movies, outdoor trips, or evenings with friends. These expenses help maintain a balance between saving and enjoying life. Embrace the Benefits of Spending on Yourself Remember that money is meant to improve the quality of life. Fear of spending can block growth and happiness, making life feel constrained. Spending on health, education, and personal interests is an investment in yourself that yields benefits and joy. Reassess Your "Rainy Day" Approach Instead of saving for an indefinite "rainy day," consider creating a financial cushion. Define an amount that will ensure safety for a few months ...

... Taxes and fees can constitute 60–70% of fuel prices. Non-fuel sales have become a survival strategy for independent gas stations that lack the resources of vertically integrated oil companies. Development of these services requires significant investments in facilities, staff, licenses, and permits. High-traffic stations—only about 10% of the total—are better positioned to offset these costs. Strategies for Profitability Growth To improve profitability, gas stations focus on expanding their range of non-fuel goods and services. Current trends include installing EV charging stations, pickup points for marketplace orders, and pharmacy outlets. Companies also adopt energy-saving ...

... stablecoins remain in demand as a means of capital storage within the crypto ecosystem. If interest rates decline in 2025 amid a loosening of monetary policy, it could lead to increased liquidity in markets and a rise in stablecoin issuance for new investments in crypto assets. Conversely, tightening policies potentially reduce the growth of the stablecoin supply, although the baseline USDC rate will still remain pegged to the dollar. 3. Geopolitics, Inflation, and Demand for Digital Dollars. In developing economies with unstable national currencies, dollar-denominated stablecoins ...

... the dynamics of stock prices of the largest companies traded on the Moscow Exchange, but is calculated in US dollars. This makes the RTS Index an important indicator for assessing the state of the Russian stock market in the context of international investments and taking into account the influence of the ruble to dollar exchange rate. Features of the RTS Index: Currency base: The index is calculated in US dollars, which makes it sensitive to changes in the exchange rate. The growth of the dollar against the ruble can put pressure on the index value, even if the stock prices in rubles remain stable. Index composition: Includes shares of leading Russian companies from various sectors of the economy, such as energy, finance,...

... monetary policy. Impact on U.S. and Europe: The release of the Ifo index may influence the euro, affecting trade balances and investment flows between the U.S. and Europe. U.S. data can sway investor sentiment globally, impacting European markets as well.... ... commodities, affecting European exporters. U.S. housing and consumer confidence data can impact market expectations for economic growth, influencing both U.S. and European markets. The FOMC minutes may provide insights into future interest rate paths, affecting ...