... bonds, deposits, gold). A more aggressive investor may increase the share of stocks, while a conservative investor may raise the share of bonds and ruble deposits. Long-term investments of one million rubles require diversification and careful risk management. The main ideas: combine instruments with different returns and risks, focusing on the goal of capital growth while considering inflation. Utilizing tax advantages (IIS, NPO, IZH) enhances portfolio efficiency and reduces tax burdens. If you ...

... actively played games exhibited improvements in the following cognitive skills: Memory – the ability to retain and recall information; Cognitive Flexibility – the ability to adapt to new tasks and change strategies; Self-Control – the skill of managing impulses and focusing on goals; Reading Comprehension – the ability to understand and interpret textual information; Visual-Spatial Thinking – the ability to navigate space and work with visual images. Many of the listed skills are indeed ...

... volatile. During periods of Bitcoin growth, mining companies' stocks may outperform the market, as seen in July. However, the downside is high sensitivity to cryptocurrency price declines and technological risks. Diversification and careful analysis of management effectiveness and cost structures across different companies are key to successful investments in this area. While a positive trend in the Bitcoin market is maintained, the mining sector has chances for further growth, although it remains dependent ...

... timely delivery of precious metals to buyers, allowing them to collect their purchased bars within one business day after the transaction. Regulations for bar issuance are currently being developed, and an accredited delivery operator is expected to manage operational logistics. Market Participants and Trading Conditions A diverse range of industry players are invited to participate in the new gold market. Participants will include: Large commercial banks Gold mining companies Refinery plants (companies ...

... recommend adhering to several key principles: Diversification of the Portfolio. Crypto assets should not represent an excessively large share of investments; a balanced portfolio will mitigate the impact of potential drawdowns in individual assets. Risk Management. Only invest in cryptocurrencies with funds that one can afford to lose. It is essential to set loss limits and refrain from succumbing to emotions during market fluctuations. Informed Decisions. Continuously monitor fundamental events: news ...