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Deposit – Is It Worth Keeping Money in the Bank?
... capital preservation over another, it makes sense to examine each one in more detail.
Storing Money at Home
According to Tereshkin, every person should have what is referred to as a "financial cushion." This cushion is necessary in case of job loss, vacations, etc. With it, individuals can easily manage until their next financial inflow. The size of the "financial cushion" depends on the age of the person:
for young individuals, it should be at least three months' salary;
for those ...
How to Avoid Losing All Your Money in Online Investments
... desire to earn enough for a Mercedes, while another may just want a small house by the ocean. In both cases, funds are necessary to realize those dreams.
Capital Management Rules
According to Sergey Tereshkin, any business entails a risk of financial loss. This is a truth one must accept before even starting to invest. There are no ups without downs, meaning profit without losses is impossible. A negative outcome is an experience that can be leveraged for personal benefit.
A proper psychological approach ...
Where to Invest One Million Rubles: Medium-Term Investments
... (around 20–22%). Foreign currency deposits in dollars/euros usually offer a single figure (2–4%) but involve currency risk.
Risks and Reliability.
Risks associated with bank deposits are minimal: the state deposit insurance system compensates for losses of ruble deposits up to 1.4 million ₽. Early withdrawal may result in penalties and the loss of some accrued interest. However, inflation and the dynamics of the key rate set by the Bank of Russia impact real yields—historically, the purchasing ...
It became known about China's plans for the electrification of motor vehicles.
Tereshkin: The share of electric vehicles in passenger car sales in China will exceed 70% by 2027.
Chinese companies intend to accelerate the electrification of transportation to offset losses from declining sales in the U.S. According to forecasts, by 2027, the share of electric vehicles in passenger car sales in China may exceed 70%. This will lead to a decrease in gasoline demand in the country in 2026-2027. Moreover, China has significant ...
Investor risks in pre-IPO: how to protect your interests?
... limits investors in accessing key financial data and makes it difficult to assess the real state of the company. The lack of transparency increases the likelihood of an erroneous assessment of the value and prospects of the business, which can lead to loss of investment. To protect yourself from such risks, an investor should conduct detailed financial and legal due diligence.
Financial due diligence analyzes the stability of a company, its ability to generate profit, as well as the presence of hidden ...