Russian banks have begun to sharply reduce the issuance of credit cards, which has caused a wave of discussions among experts and consumers. In this article, we analyze the reasons for this trend: from high interest rates and Central Bank restrictions to changing consumer preferences. Find out how this will affect the availability of loans, what consequences await the market, and what to expect in the coming months. Why Russian Banks Sharply Reduced Credit Card Issuance in 2024 and What It Means for ...

... ruble deposits attractive for those seeking a hedge against inflation, but further deceleration in inflation may lower deposit interest rates, increasing demand for alternative investments. For Russian investors, a decline in inflation signals the onset of potential ... ... promising. Investors are advised to closely monitor the policies of the Central Bank to adapt their strategies promptly to possible changes in the economy and financial markets. Pre-IPO of the First Independent B2B Marketplace for Oil Products and Raw Materials ...

... is only possible through the secondary loan market (possibly at discounts). Taxes: Interest from P2P loans is subject to PIT at 13%. Cryptocurrencies Profitability: Potentially... ..., there are no guarantees—you could lose money due to hacks, fraud, or regulatory changes. Liquidity: High (cryptocurrency exchanges operate around the clock). However... ... significant. Taxes: Transactions involving digital currencies are subject to PIT at a rate of 13% (up to 2.4 million rubles in income) and 15% above this limit. Individual...

... start spending more than usual, this stimulates companies to increase prices for popular goods and services. Currency exchange rate changes: This is especially significant for Russia, as many goods are imported. A decline in the ruble's exchange rate leads to ... ... retirees or those whose salaries are not indexed. Increased borrowing costs: In inflationary conditions, central banks often raise interest rates. This makes loans and mortgages more expensive, affecting family budgets. Decreased savings: Savings in bank accounts ...

... Automated trading systems can execute trades based on predefined rules or machine learning models. They respond swiftly to market changes and can operate 24/7. 5. Analyzing the Impact of Macroeconomic Factors The stock market is subject to influence from macroeconomic indicators. Some of these include: Interest Rates. An increase in interest rates can adversely affect stocks as companies face higher borrowing costs. Conversely, a decrease ...