... Currently, the rumors remain speculative. Implementing a deposit freeze would severely damage public trust in the banking system and government institutions. Factors reducing the likelihood: Public Sentiment: A deposit freeze would provoke widespread dissatisfaction ... ... Daily or monthly caps on withdrawal amounts to prevent mass outflows. Conversion to Securities: Deposits could be replaced with bonds or other financial instruments, delaying access to funds. Full Freeze: Temporary suspension of deposit access, with partial ...

... companies from various sectors of the economy. Defensive Assets in the Portfolio During periods of instability, defensive assets help preserve capital: Gold and precious metals: traditional safe-haven assets that tend to rise consistently during crises. Government bonds: considered less risky due to the reliability of state guarantees. Real estate: particularly commercial properties that provide stable rental income. Risk Management: Key Techniques Risk management encompasses several important approaches: Regular ...

... Institutional Adoption. Finally, it is worth noting the growing acknowledgment of stablecoins by institutional investors and even some government entities. In 2024, there were instances of investment funds announcing the storage of a portion of their liquidity ... ... gold and Bitcoin as additional diversification, along with investing part of profits). The shift toward a focus on Treasury bonds occurred after 2021 when, under regulatory and market pressure, the company moved away from risky instruments (like commercial ...

... intelligence and automation. Green energy and sustainable development. Healthcare, including biotechnology and pharmaceuticals. Bond Market Long-term bonds remain under pressure due to expected rate increases. Investors seek safe-haven assets such as U.S. government bonds and gold to mitigate risks. Commodity Markets Energy: Oil and gas prices remain volatile due to the global transition to renewable energy sources. Metals: Demand for lithium, copper, and rare earth elements is increasing due to technology development ...

..., the rate could drop to 15-16%, which would provide additional stimulation for the economy. Markets reacted positively overall to the Central Bank's bold decision, though without unanimity. The debt market experienced an influx of buyers: yields on government bonds (OFZ) significantly decreased, raising bond prices, as cheaper funding improves prospects for borrowers. In the stock market, the reaction was mixed. Sectors sensitive to rates – primarily energy, real estate, and consumer companies – received ...