... currencies helps preserve savings if the national currency depreciates. Currency savings act as a "safe haven" during significant ruble devaluation. Diversification of investments. Combining different types of assets (deposits, bonds, stocks, currencies, commodities, etc.) reduces risks: even if one part of the portfolio loses value due to inflation, other assets can offset those losses. Conclusion: Why It Is Important to Account for Inflation in Financial Planning Inflation is an inherent factor in modern economics, so it should ...

... currency exchanges and reduce reliance on traditional financial intermediaries. Tokenized Assets and Securities Beyond digital currencies, there’s a growing interest in tokenizing assets like securities, real estate, and other valuable holdings. This ... ... Compliance Effective tokenization requires a comprehensive legal framework and standards governing token usage. Without these, risks of fraud and unauthorized asset usage could undermine the system. The BIS report underscores the importance of collaboration ...

... regulator resumes significant foreign currency purchases to replenish reserves, the ruble may come under pressure. Conversely, modest interventions or a pause could give the market a breather. The external backdrop remains crucial: an improvement in risk appetite in global markets could strengthen the ruble and other emerging market currencies, while new sanctions threats or a flight to safety could negatively impact it. Russian Stock Market: Outlook The Moscow Exchange Index is holding near local highs, demonstrating resilience due to high commodity prices and strong earnings reports ...

... cryptocurrency, send a transfer to a friend. Such practical experience, supported by theory, will help you feel confident in the world of cryptocurrencies. Remember that the path in this field is a marathon, not a sprint: set long-term goals, manage risks, and do not invest more than you are ready to lose. With a well-considered approach, digital currencies can become not only a convenient payment tool but also a part of your investment portfolio and a gateway to innovative projects. The crypto market continues to create new opportunities, and by mastering its fundamentals, you will be able to ...

... with a high dependence on external borrowing. Investor Recommendations Portfolio Diversification Increase the proportion of low-risk assets. Invest in the green economy, technology, and healthcare. Risk Hedging Utilize derivatives to protect against currency and interest rate risks. Long-Term Approach Focus on assets that can provide stable income amidst heightened volatility. The Macro Outlook 2025 report underscores the complexity of the macroeconomic environment in the upcoming year. For investors, the ability to adapt ...