... instruments. Where to Invest One Million Rubles: Short-Term Investments One million rubles is a significant amount for a novice investor. When it comes to short-term investments (with an investment horizon of up to one to two years), finding a balance between ... ... insured by the Deposit Insurance Agency (up to 1.4 million rubles). They provide fixed profits that are understandable even to beginners. Disadvantages: The real return is low—barely exceeding the inflation rate (around 9.5% in 2024). If withdrawn early,...

... due to short-term price fluctuations (market noise), leading to an unnecessary sale, missing potential rebounds in price. Therefore, using stop-loss orders requires skill: reasonable levels must be set, considering the specific security's volatility. Beginners are generally advised not to get overly reliant on this strategy, as improper stop-loss settings can cause more harm than good. Overall, stop-loss orders are tools more suited for experienced investors who already have the ability to analyze price movements and wish to automate risk management. Portfolio Rebalancing Portfolio rebalancing is the periodic review and restoration of the original structure of your investments. Over time, some assets ...

Fundamental analysis is the foundation of smart investing. In this article, you will learn how beginner investors can understand asset values, what methods to use, how to conduct analysis, and where to get reliable data for decision making. How to Conduct Fundamental Analysis Fundamental analysis is a method of assessing and forecasting the value of financial ...

... them - otherwise, taking on a new loan is risky for both the borrower and the lender. It is worth noting that banks rarely issue loans for starting a business - when the enterprise does not yet have a history of activity - and under strict conditions. Beginners often have to start developing at their own expense, support from investors or government programs until they have built up a positive business reputation. It should be remembered that business lending conditions may differ in different organizations. Some institutions are ready to work with young companies and participate ...