... beneficial for those who feel lost or burned out. Furthermore, "mini-retirement" provides opportunities for travel, exploring new cultures, and broadening one's horizons. On the other hand, this approach requires careful planning. Not everyone can accumulate enough savings to support themselves for several years without work. Additionally, a prolonged career break may create challenges when re-entering the job market. Employers may view resumes with gaps skeptically. What’s Next? The trend of ...

....S., the average credit card balance for millennials is $6,800, which is higher than that of previous generations (according to Experian). Banks actively promote loans with low-interest rates, creating the illusion of easy money and facilitating the accumulation of debt. Changing Attitudes Toward Finances Unlike previous generations, millennials are less inclined to save and more focused on consumption. A Deloitte study revealed that 60% of millennials lack long-term savings, preferring to spend ...

... a particular internationally recognized company. This can be the value of one whole security or several of its shares. The shares remain with the bank that is the issuer of the GDR. A depositary receipt can be bought or sold for US dollars. Interest accumulates in the same currency. The value of Global Depositary Receipts depends on the ratio of the documents to the shares on which they are based. If necessary, the company can issue additional securities or withdraw excess from circulation. This ...

... contribute to the overall growth of financial stability and transparency in Russia. Our engagement in the pre-IPO round is already facilitating the development of relationships with potential shareholders and partners, cultivating a positive image and accumulating experience that will serve us well as we enter the public market. I firmly believe that our IPO in 2027 will mark a significant achievement not only for the company but also for the entire industry, illustrating that there are successful ...

... typically someone with extensive experience in the field. Luck also plays a significant role. Thus, it is wise not to overestimate oneself and to choose less risky investments where the outcomes can be anticipated. If the aim of investing is genuine wealth accumulation, rather than entertainment, it is best to steer clear of casinos, lotteries, and card games. There are far more effective and less risky ways to achieve a stable income. Source