... and vehicles at a reduced price during these auctions. This enables them to settle debts while retaining valuable possessions, housing, and more. However, auctions are not only beneficial for borrowers; they can also be of interest to those looking to invest their money. Acquiring bankrupt assets at auctions can yield substantial returns. The key is to thoroughly research this investment method. To avoid pitfalls, entrepreneur and founder of the "RESOURCE" company, Sergey Tereshkin, shares ...

... Fintech (financial technology) is an industry that combines advanced technologies and financial services to create new, convenient solutions in the financial sector. Fintech companies develop and implement innovations that make fast transfers, access to investments and loans, online insurance and other financial products possible without traditional bank intermediation. The main areas of fintech include payment systems, lending, investment platforms, insurance technologies (insurtech) and financial risk ...

... creating a security token. By nature, they are similar to ICO projects, but there are several key differences that characterize STOs as secure tokens. What is an STO? As with ICO projects, investors receive cryptocurrency or a token that represents their investments. However, unlike ICOs, security tokens represent a contract for an underlying investment asset, such as stocks, bonds, mutual funds, and exchange-traded funds. Thus, a security token contains information about ownership rights to an investment ...

... mechanism can also work in reverse if export prices are lower than domestic prices. However, this has only happened once in the history of the damping mechanism (since 2019), in 2020, when oil prices collapsed. As for extending the application of the investment surcharge on reverse excise duty for oil until January 1, 2033, Tereshkin believes that this measure will support the industry. The investment surcharge is intended for oil refineries (ORFs) whose production of petroleum products accounts for ...

... includes the necessity to adapt the securities prospectus to meet the needs of both professional and retail investors. The IPO process must undoubtedly become more understandable and accessible to a broader audience while also encouraging long-term investments. Building trust in the market is impossible without creating substantial informational transparency from issuers both at the time of market entry and during the company’s subsequent activities. Key Changes in Issuer Requirements One proposal ...