... dollar as a safe-haven asset. For dollar-pegged stablecoins, the high-interest rate presents a dual scenario: on the one hand, stablecoins do not produce returns when held, theoretically decreasing their attractiveness compared to, say, Treasury bonds or bank deposits. On the other hand, stablecoin issuers, by investing reserves in high-yield short-term bonds, achieve substantial profits, enhancing the financial stability of their tokens. In 2024, Tether Ltd, the issuer of USDT, demonstrated record revenue from interest on reserve assets, positively impacting its capital and resilience to market shocks. Global Financial Trends. The global economy in 2025 stands at a crossroads: ...

... OILResurs. The businessman has thoroughly explored the topic and wishes to share his personal experiences. More information about the entrepreneur can be found on his personal web project: sergeytereshkin.ru (сергейтерешкин.ру). Features of Investing in OGVZ Domestic government bonds are significantly more profitable than traditional bank deposits. Beyond higher interest rates, the income generated is exempt from personal income tax. Moreover, OGVZ is characterized by reliability. Payments are guaranteed by the state, meaning that investors can be assured of receiving their invested ...

... inflation rates are significantly higher than the deposit interest or approximately equal to it. This means that any potential profit is largely consumed by inflation fluctuations. For clarity, let's consider the entire process with numbers. For example, if one deposits 1 million rubles in a bank expecting to earn 180,000 rubles annually or 15,000 rubles monthly, this appears to be a decent sum on which to live. However,... ... apartment with that amount; in the not-too-distant future, it may only be enough to rent a room in a hostel on the outskirts of the city. Even surviving on the 15,000 rubles may prove difficult, as each month will result in a purchasing power decline ...

... rates. Who Should Consider Currency Investment Investing in pounds sterling is advisable in the following situations: A sufficient amount of liquid funds. Forex trading requires a reserve, due to market fluctuations and periodic declines. In contrast, bank deposits will yield minimal returns with small amounts. The ability to maintain funds over a longer period. The characteristics of the domestic market do not allow for profits from investments over short durations owing to low liquidity and high volatility. Paying for goods or services in pounds sterling. For investors looking to fully engage with the currency and use it for transactions, investing is an ideal option....

... recommend setting rates higher than 3.5% above the key rate. Otherwise, there is a risk of penalties and other sanctions from government authorities. The largest financial institutions in Russia typically offer lower rates compared to smaller commercial banks. This enables smaller organizations to attract a significant amount of individual funds, thereby ensuring their profitability. A rate that exceeds the market average may indicate the following: Market penetration. The financial institution is newly entering the market or expanding into a new region. A higher rate allows them to draw in new depositors. Financing....