... deposit. As a result, the total amount increases monthly, which in turn grows the income. The addition of interest to the principal amount of the deposit is referred to as its capitalization. This system is also commonly known as compound interest. For long-term investments, this method proves to be far more advantageous than a standard deposit where the depositor can withdraw interest monthly. While the first type of deposit is straightforward, Tereshkin recommends examining the capitalized deposit option in greater detail. Advantages Deposits with capitalization offer numerous advantages compared to standard deposits: The depositor's savings grow much faster. Throughout the deposit term, the amount continuously increases. The longer the contract ...

... current key rate, the Russian Ministry of Finance issues federal loan bonds (OFZ) with attractive yields, which can be a good option for conservative investors. Such bonds may serve as a protective instrument against inflation. Diversification and Defensive ... ... gold and real estate. These assets can help safeguard capital against inflationary risks and potential currency fluctuations. Long-Term Prospects and Key Takeaways The current market and economic situation in Russia requires investors to be flexible and ...

... from and not grab the first opportunity that comes along. Select and analyze projects. You need to learn to choose promising options from the incoming flow of applications. This is where the skills described in the section on startup evaluation come in ... ... opportunity than to get involved in a knowingly losing enterprise due to environmental pressure or beautiful promises. Patience and a long-term view. After investing, be prepared to be patient. A startup needs time to realize its potential. A competent investor ...

... company. However, if current decisions lead to further alienation between management and workers, it may mark the beginning of long-term problems for the brand and its market positions. The strike is a call for change, and the company's response to these ... ... Strategy and Develop Flexible Alternatives Instead of closing factories and implementing mass layoffs, Volkswagen may consider options such as temporary reductions in production volumes or transitioning employees to part-time work if this helps to cut costs....

... several categories: crisis (in decline), stagnant or depressed, stable (mature), promising (developing) and fast-growing. For long-term investments, shares of companies from stable and growing industries are preferable. For example, energy or telecom can ... ... securities). It is also advisable at this stage to compare shares of different companies with each other: having assessed several options, the investor chooses the most promising assets for investment in terms of the ratio of fundamental value and market price....