... and economic crises. Ease of purchase and sale. 4. Investment Funds (Mutual Funds and ETFs): Simple Diversification Investment funds allow you to invest in a portfolio of assets managed by professional managers. This is a convenient way to diversify investments and reduce risks without spending much time on independent analysis. Mutual Funds in Russia offer investments in stocks, bonds, or real estate, providing a wide selection of assets. ETFs (Exchange-Traded Funds) provide international access to a variety of assets,...

.... Business angels most often invest in startups at the earliest stages, when the product or service is at the prototype stage or is just beginning to attract the first customers. Private funds. This is their personal money, which they are willing to risk by investing in promising projects. Active participation. Business angels often take part in the management of the company, give advice and help in making strategic decisions. Exit from investments. Business angels expect to make a profit in a few years,...

... managers, which may be attractive to investors who do not want to form an investment portfolio on their own. However, the liquidity of mutual funds may be lower than that of ETFs. The choice between an ETF and a mutual fund depends on the individual investment goals, risk tolerance, and investor preferences. ETFs are usually preferable for investors who seek simplicity and high liquidity, while mutual funds may be more suitable for investors who prefer professional management of their portfolio. Before making an investment ...

... cash respond differently under various conditions, and opting for more than one asset class can ensure that your investments do not all rise or fall in value simultaneously. Geographic exposure and long-term investment are other methods of distributing risk. Investing in vehicles such as OEICs can also alleviate many challenges associated with managing a broad portfolio. Investors should strive for a level of risk that is comfortable and reflects their investment objectives. Don’t Follow the Crowd There ...

... Guarantees. An article about other government securities (OFZ-N, OFZ-PD) and the role of the government as a guarantor of payments. Investing in Stocks. We will explain how bonds differ from stocks and how to combine different assets to balance returns and risks. Long-Term Investing. Tips for investments over 5–10 years: how to distribute capital among bonds, deposits, real estate, and other conservative strategies. Taxation of Bonds. We will examine the basic rules for calculating taxes on coupon income and ways to legally ...