... difficult concepts and helping with exam preparation. Services can be advertised through social networks, school groups, or by placing announcements. Advantages: No financial investment required. Enhancement of explanation and communication skills. Steady income, especially during exam periods. 2. Handmade Crafts and Artisan Products For those interested in creating jewelry, accessories, or other handmade products, a mini-business can be organized for selling these items. Starting requires purchasing materials, and the finished products can be sold through social networks or at craft fairs....

... next step is to understand how inflation affects personal savings and investments. How Inflation Affects Savings and Investments Inflation directly reduces the value of accumulated funds. Regular bank deposits and cash savings lose purchasing power if interest rates on deposits are lower than the inflation rate. In other words, with money in the bank over time, one can purchase fewer goods. For example, if inflation is 5% per year and the deposit rate is 3%, then the real income from savings is negative, and their purchasing power decreases. For the same reasons, fixed monetary investments, such as government bonds with fixed returns, also lose value: their real yield declines when inflation rises. This means that the ...

... individuals from investing for an extended period. Where should one invest their money to minimize risk while achieving a decent income? Avoiding pitfalls can be assisted by the recommendations of Sergey Tereshkin, founder of "Oil Resource Group." ... ... rules: The safest option is a bank deposit. This is a passive type of investment, but it is also the least profitable. Often, the interest does not even cover inflationary fluctuations. To achieve maximum profit, preference should be given to long-term deposits,...

... which indicates the percentage you will receive in a year from the invested amount, and there is yield to maturity—the annual income if you hold the bond to the date of nominal return. It is also worth looking at the size of the coupon (fixed percentage ... ... bond before its maturity, the accrued coupon is taken into account: the buyer will pay the previous holder a portion of the interest proportionate to the time since the last payment. It is also important to assess the reliability of the issuer: the entity ...

... Warren Buffett’s conglomerate published strong financial results reflecting the resilience of its diversified business. Berkshire's operating profit in Q2 reached record levels, largely due to high returns from its insurance business and growth in interest income from its vast investment portfolio. The GEICO insurance unit returned to profitability amid rising rates and reduced losses, while the holding's manufacturing and energy companies demonstrated stable revenue growth. Additionally, Berkshire’s ...