... – a global bank primarily focused on Asia and Europe. Its interim report (Interim Results 2025) will be released early in the morning in London, but it will be available to US investors “before the opening” of the New York Stock Exchange. Amid high interest rates, HSBC is generating record interest income, and strong results are expected. The consensus forecast is for earnings of about $1.65 per share (slightly down from $1.75 last year) with revenue around $16.6 billion (in line with last year). Particular ...

... businesses, leading to a decrease in consumer demand and inflation rates. This allows the Central Bank to control price growth and protect the ruble from external factors. Growth of Exports and Import Restrictions. The reduction in import volumes due to high interest rates decreases pressure on the domestic market. Russian exporters have, on the contrary, increased currency sales by 21% in October compared to September, which supports ruble stability and reduces inflationary pressure from currency fluctuations. Increased ...

... by large banks such as VTB and Sberbank has caused concern among potential borrowers. In this article, we will examine the reasons for such changes, their impact on housing affordability, and what prospects await the mortgage market in the context of high interest rates. Find out how to prepare for possible changes and intelligently adapt your financial plans. Changes in Mortgage Programs: What Does the Suspension of Family Mortgages Mean? Why Are Mortgage Changes So Important for Borrowers? Mortgages remain ...

..., concerns about deposit security are growing. Learn about historical examples, global cases, and practical strategies to safeguard your finances in uncertain times. Frozen Deposits in Russia: How Real Is the Risk? How to Protect Your Savings Amid High Interest Rates With the Central Bank of Russia raising its key interest rate to 21% and forecasts suggesting it could climb to 23% by December, high deposit rates have become attractive for many Russians. Deposits are widely considered a reliable way to preserve ...

... interest in savings in hard currencies. On the other hand, support for the national currency continues to come from still high oil prices, foreign currency sales by the Ministry of Finance (including yuan from reserves under the budget rule), as well as a high key interest rate from the Central Bank of Russia. The recent reduction of the key rate by the Central Bank to 18% per annum has slightly eased financing conditions; however, the level remains elevated. High rates make ruble assets more attractive for investors and ...