... to the inflation rate during the deposit's duration. For example, a ruble deposit should be supplemented by at least 8%. For foreign currency deposits, the amount should increase by 3% or more. With this approach, one can only withdraw the difference ... ... out. Thus, if there are surplus funds that will not be needed for the coming years or even decades, it is better to invest in real estate. Properties can be leased out, generating monthly income. Rental prices tend to rise alongside inflation. Therefore, in ...

... Income: Price growth surpasses wage increases, reducing the purchasing power of the population. Decreased Housing Availability: Real estate prices are rising faster than income, complicating apartment purchases. Increased Credit Burden: Inflation makes long-term ... ... above the Central Bank's target indicator. The main factors determining inflation trends include: Dynamics of the ruble and foreign trade policy. Prices for oil and energy resources. Government regulation of tariffs and taxes. Since 2001, inflation in ...

... limited lifespan, after which the assets are liquidated, and the proceeds returned to investors. Examples include closed-end real estate funds or venture capital. Shares in these funds cannot be redeemed until maturity, although they can sometimes be sold ... ... increasing number of Russians are considering investment funds as an alternative to bank deposits, especially given limited access to foreign markets in recent times. In 2024, the industry experienced a notable uplift. The regulator issued a record number of new ...

... example, raw material prices that affect exporting industries, or exchange rates that are important for companies engaged in foreign trade. Industry reviews and news. Understanding trends in a particular sector is facilitated by analytical reviews, market ... ... controlling expenses. The debt burden is moderate: debt is about 50% of equity, while there are significant tangible assets (real estate, warehouses) on the balance sheet. The company's financial indicators look stable: the current liquidity ratio is ~1.5 ...

... compared to market averages, making them very attractive to a variety of speculators. Defensive stocks are primarily available on foreign stock markets and are virtually non-existent in Russia. Income Stocks For those looking to invest capital for the long ... ... in securities can provide individuals—both legal and physical—a substantial income, significantly higher than deposits or real estate investments. This method of capital appreciation is popular among professional investors. The key to success in this method ...