... deposits for three months or less is simply unprofitable and unfeasible for financial institutions. Interest Rate. Banks are prepared to pay up to 18% per annum on deposits in rubles, although in most cases, the rates are significantly lower. In terms of foreign currencies, the figures are considerably bleaker, with interest rates rarely exceeding 10%. Exact rates depend on the deposit duration and the financial institution itself. Generally, state banks offer lower rates, while commercial banks tend to provide ...

... only preserve funds, and even that is not guaranteed. Banks are collapsing one after another, taking depositors' money with them. Interest from deposits often fails to cover inflationary fluctuations. For those not ready to invest in other sectors, a foreign currency deposit is an optimal choice. The interest rate is much lower than that of a national currency deposit; however, this option carries no risk of devaluation. Advertisements promise huge earnings through trading – buying and selling various assets ...

... Germany, the UK, and Italy) are discussing the ongoing conflict in Ukraine, its economic impacts, and the future of European foreign policy following Donald Trump's recent victory in the U.S. presidential election. Impact on Markets: Decisions made at ... ... inflation data from Canada may indicate whether the Bank of Canada could adjust its interest rate policy soon. Impact on Markets: Currency markets could see increased volatility following the release of inflation and trade balance data from the Eurozone and ...

... at least 3 years. For short-term investments (less than 3 years), benefits are generally unavailable, making the IIS not significantly advantageous compared to a regular account. Foreign Instruments Diversification is possible through foreign assets: foreign ETFs, bonds, stocks. They provide access to global markets and other currencies. However, such investments carry currency risk (fluctuations in the ruble exchange rate) and may be subject to sanction restrictions. Income from foreign dividends/coupons is also taxed at a PIT rate of 13%. Risks, Profitability, and Taxation ...

... obtaining a policy, there is no risk of losing funds, as investors are guaranteed a 100% return; investment is protected from currency risks. Investors can allocate their funds through an insurance company into various assets, including those not available ... ... investment allocation across various instruments or to entrust this responsibility to the company. Unfortunately, the number of foreign organizations willing to cooperate with Russian citizens is gradually decreasing due to various factors. The result is ...