... the expert, the most promising and attractive areas at present are as follows: e-commerce; mobile technologies; advertising; cryptocurrencies; digital medicine. Let’s delve into each area in more detail. E-commerce Online shopping is gaining momentum.... ... the quality of the products remains unchanged, especially for branded items. In addition to making purchases, users have the option to order home delivery of products. Consequently, they do not even have to leave their homes to procure the necessary items....

... significantly lower risk. Over the past few years, many investors have focused primarily on the development of new technologies, cryptocurrencies, and blockchain in general. However, there are those who are hesitant to invest their money in questionable instruments,... ... Concurrently, investor interest will also increase. Some will invest in established brands, while others will prefer startups. Both options have their advantages. Currently, healthcare stands out as one of the most promising directions capable of providing significant ...

... are unpredictable. Mutual Funds and IIA. For beginners, mutual funds (PIFs and ETFs) are convenient. For example, accessible options include bond funds (government or corporate), the Moscow Exchange index fund (or global market). Mutual funds offer professional ... ... in rubles. However, if the ruble falls, foreign assets provide additional income. Alternatives. The risks and complexities of cryptocurrencies and private real estate exceed the scope of this article. Cryptocurrencies can be mentioned as "high-risk ...

... most advantageous exchange direction. In an exchange, funds are transferred to an electronic wallet or directly to a card. In automatic exchanges, money is credited within minutes. Currency can be purchased not only with rubles or euros but also with cryptocurrencies. Additionally, exchanges are available 24/7, with no holidays. This is one of the most convenient options. The variety of currency acquisition methods allows users to select one that meets their individual needs. Completing transactions online is considerably more advantageous than visiting a bank or traditional exchange office. Source

... profitability (for example, bank deposits or government bonds). Aggressive, on the contrary, assume high potential profitability, but are associated with serious risks (this category includes shares of small companies, venture projects, investments in cryptocurrencies, etc.). It is important for every beginner to understand what type of investment option this or that belongs to in order to assess the risk-to-potential profit ratio. Finally, there are active and passive investments depending on the degree of investor participation. An active investment method involves personal participation in choosing ...