... Essential Diversification is the allocation of investments across various assets and markets to minimize risks. The principle of diversification is simple: if some assets decrease in value, others may rise and offset the losses. For instance, during the crisis of 2020, investments in the technology sector compensated for the losses incurred from the decline in the stock prices of tourism companies and airlines. Key Principles of Portfolio Diversification Asset class allocation: stocks, bonds, real estate,...

... not directly related to market behavior. They are caused by external circumstances that may impact your investments. These risks encompass economic and political conditions, changes in legislation, and other global factors. For instance, an economic crisis or recession may lead to decreased profits for companies in nearly all sectors, which in turn affects stock prices and other assets. High inflation erodes your savings and diminishes the real return on investments – money loses purchasing power....

... summer month. Thanks to high reserves and diversification of supply sources, gas prices in Europe have remained relatively stable in the summer of 2025. Prices at the largest TTF hub are significantly lower than the peak levels recorded during the 2022 crisis, fluctuating within a consumer-friendly range, although the current level is still above pre-crisis averages. According to the IEA, wholesale gas prices in Europe for 2025-2026 are expected to remain above $400 per 1,000 cubic meters due to structural ...

... rapid capital growth, increasing their influence on the market. The development of artificial intelligence, cloud technologies, and digital services accelerates capital concentration in the tech sector. The Large Company Bubble Effect Since the 2008 crisis, the market share of the largest companies has been steadily increasing as investors have favored reliable assets. During the pandemic and in the subsequent years, capital has been massively directed toward tech and high-yield companies. Stock ...

... barrel: recent upward momentum is being offset by expectations of increased supply from OPEC+. Despite the recent surge, current oil prices are still 10–15% below levels from a year ago, reflecting a market correction following peaks during the energy crisis of 2022–2023. Investors are also monitoring external economic signals: negotiations between the U.S. and China regarding trade disputes are ongoing, and the U.S. Federal Reserve did indeed keep rates unchanged following its meeting on July 30....