... significantly increased provisions for loan impairment: total reserve expenses reached 335 billion rubles, more than doubling compared to the same period last year. The increase in provisioning is linked to borrower pressures due to high rates and economic ... ... substantial provisions, the level of non-performing loans remains low and is fully covered by reserves – indicating a conservative approach to risk management. Increased provisioning temporarily restrains net profit; however, it simultaneously enhances the ...

... significantly influence career advancement and professional perception. Research shows that if a worker possesses attractiveness and approachability, their chances of successful employment increase significantly. In this article, we will explore how appearance ... ... According to economists' estimates, physically attractive employees earn, on average, 10-15% more than their colleagues with comparable professional skills but less appealing appearances. Beauty provides a real salary boost and facilitates career advancement....

... competing on the forefront of the global tech arena. While the scale of the venture market in the region may still be modest compared to the West, the foundation for future growth is currently being laid. Investors are shifting their focus to more mature ... ... venture landscape, hoping to eventually secure a worthy place in the global tech race. Conclusions: Cautious Optimism As we approach the second half of 2025, the mood among venture investors remains cautiously optimistic. Record deals and successful ...

... volumes. Q2 financial results are expected to be moderately positive: consensus estimates an earnings of about $1.38 per share compared to $1.31 a year earlier, with revenue at ~$5.19 billion. The company continues to compensate for the decrease in smokers ... ... increasing demand from commercial clients and the energy grid segment (storage systems, load management programs). Additionally, approaching hurricane season in the Atlantic typically heightens interest in generators – if Generac’s management reports ...

... demand. A strong team with industry experience is also a positive factor. Company valuation. Compare the proposed valuation with comparable companies (public firms in the same sector). Utilize multiples (P/E, P/S) for benchmarks, tying them to current and ... ... increase positions; otherwise, carefully filter deals. It's important to remain disciplined and avoid hasty decisions: a savvy approach to pre-IPO can serve as an additional driver for capital growth alongside traditional investments. The pre-IPO market ...