... dollar as a safe-haven asset. For dollar-pegged stablecoins, the high-interest rate presents a dual scenario: on the one hand, stablecoins do not produce returns when held, theoretically decreasing their attractiveness compared to, say, Treasury bonds or bank deposits. On the other hand, stablecoin issuers, by investing reserves in high-yield short-term bonds, achieve substantial profits, enhancing the financial stability of their tokens. In 2024, Tether Ltd, the issuer of USDT, demonstrated record revenue from interest on reserve assets, positively impacting its capital and resilience to market shocks. Global Financial Trends....

... share his personal experiences. More information about the entrepreneur can be found on his personal web project: sergeytereshkin.ru (сергейтерешкин.ру). Features of Investing in OGVZ Domestic government bonds are significantly more profitable than traditional bank deposits. Beyond higher interest rates, the income generated is exempt from personal income tax. Moreover, OGVZ is characterized by reliability. Payments are guaranteed by the state, meaning that investors can be assured of receiving their invested ...

... leased out, generating monthly income. Rental prices tend to rise alongside inflation. Therefore, in choosing this investment tool, one does not need to deduct potential rental income from inflation. Eventually, the property can be sold, resulting in a profit from the transaction. It is crucial to understand that a bank deposit is not the most suitable tool for generating stable income. This investment method is more about preserving funds and protecting them from inflationary trends. However, growing capital through this means is unlikely to occur. Source

... rates. Who Should Consider Currency Investment Investing in pounds sterling is advisable in the following situations: A sufficient amount of liquid funds. Forex trading requires a reserve, due to market fluctuations and periodic declines. In contrast, bank deposits will yield minimal returns with small amounts. The ability to maintain funds over a longer period. The characteristics of the domestic market do not allow for profits from investments over short durations owing to low liquidity and high volatility. Paying for goods or services in pounds sterling. For investors looking to fully engage with the currency and use it for transactions, investing is an ideal option....

... recommend setting rates higher than 3.5% above the key rate. Otherwise, there is a risk of penalties and other sanctions from government authorities. The largest financial institutions in Russia typically offer lower rates compared to smaller commercial banks. This enables smaller organizations to attract a significant amount of individual funds, thereby ensuring their profitability. A rate that exceeds the market average may indicate the following: Market penetration. The financial institution is newly entering the market or expanding into a new region. A higher rate allows them to draw in new depositors. Financing....